{"id":17858,"date":"2026-04-30T07:30:20","date_gmt":"2026-04-30T07:30:20","guid":{"rendered":"https:\/\/www.ona.ca\/?page_id=17858"},"modified":"2026-05-16T10:44:58","modified_gmt":"2026-05-16T10:44:58","slug":"home-based-business-insurance","status":"publish","type":"page","link":"https:\/\/www.ona.ca\/home-based-business-insurance\/","title":{"rendered":"Home-Based Business Insurance in Ottawa"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"17858\" class=\"elementor elementor-17858\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c002f16 banner-block e-flex e-con-boxed e-con e-parent\" data-id=\"c002f16\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-78010cb e-con-full left-content e-flex e-con e-child\" data-id=\"78010cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e5722fa elementor-widget elementor-widget-heading\" data-id=\"e5722fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Home-Based Business Insurance in Ottawa<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-692ebba elementor-widget elementor-widget-text-editor\" data-id=\"692ebba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Running a business from your home is smart. Assuming your home insurance covers it is a risk you cannot afford to take. <\/span><a href=\"https:\/\/www.ona.ca\/\"><span style=\"font-weight: 400;\">Oegema, Nicholson &amp; Associates<\/span><\/a><span style=\"font-weight: 400;\"> helps Ottawa home-based business owners find the right coverage so your work, your equipment, and your home are all protected.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6050bc3 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"6050bc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#footerForm\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\"><path d=\"M1.0407 16.207L15.6546 1.59302M15.6546 1.59302L1.85259 1.59302M15.6546 1.59302L15.6546 15.3951\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get A Free Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e1cbcdd e-con-full e-flex e-con e-child\" data-id=\"e1cbcdd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f5752a elementor-widget elementor-widget-image\" data-id=\"1f5752a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"872\" height=\"623\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2026\/04\/Home-Based-Business-Insurance-in-Ottawa-BANNER1x.webp\" class=\"attachment-full size-full wp-image-17876\" alt=\"Person holding umbrella over house representing insurance protection and home coverage.\" srcset=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2026\/04\/Home-Based-Business-Insurance-in-Ottawa-BANNER1x.webp 872w, https:\/\/www.ona.ca\/wp-content\/uploads\/2026\/04\/Home-Based-Business-Insurance-in-Ottawa-BANNER1x-300x214.webp 300w, https:\/\/www.ona.ca\/wp-content\/uploads\/2026\/04\/Home-Based-Business-Insurance-in-Ottawa-BANNER1x-768x549.webp 768w\" sizes=\"(max-width: 872px) 100vw, 872px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a1ede8 e-con-full e-flex e-con e-parent\" data-id=\"0a1ede8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c720e9a e-grid e-con-full e-con e-child\" data-id=\"c720e9a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fc3bd26 e-con-full e-flex e-con e-child\" data-id=\"fc3bd26\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-415f6cf elementor-widget elementor-widget-heading\" data-id=\"415f6cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Discover All Our<br>\nInsurance Services<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-484dc9e e-con-full e-flex e-con e-child\" data-id=\"484dc9e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ec5da8 elementor-widget elementor-widget-image\" data-id=\"4ec5da8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/Frame-29040.svg\" class=\"attachment-full size-full wp-image-2002\" alt=\"Personal Insurance Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9589b52 elementor-widget elementor-widget-heading\" data-id=\"9589b52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"> Personal Insurance<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-caab602 e-con-full e-flex e-con e-child\" data-id=\"caab602\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43f0f83 elementor-widget elementor-widget-image\" data-id=\"43f0f83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/04\/Frame-29040.svg\" class=\"attachment-full size-full wp-image-165\" alt=\"Commercial Insurance Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd374ae elementor-widget elementor-widget-heading\" data-id=\"fd374ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Commercial Insurance<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0661337 e-con-full e-flex e-con e-child\" data-id=\"0661337\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed88262 elementor-widget elementor-widget-image\" data-id=\"ed88262\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"81\" height=\"80\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/icon-3-1.svg\" class=\"attachment-full size-full wp-image-5860\" alt=\"Farm Insurance Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5c8fc7 elementor-widget elementor-widget-heading\" data-id=\"d5c8fc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Farm Insurance<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b033eb e-flex e-con-boxed e-con e-parent\" data-id=\"5b033eb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ad6046 elementor-widget elementor-widget-text-editor\" data-id=\"4ad6046\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Over 400,000 <\/span><a href=\"https:\/\/www.ona.ca\/small-business-insurance\/\"><span style=\"font-weight: 400;\">small businesses<\/span><\/a><span style=\"font-weight: 400;\"> are registered in Ontario, and a significant number of them operate out of a home. In Ottawa specifically, the city&#8217;s strong technology, consulting, government contracting, and creative sectors mean a large portion of the workforce runs some form of home-based business, whether full-time or as a side operation alongside employment.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">What many of these business owners do not realize is that the moment they begin conducting business from home, their standard home insurance policy stops covering those activities. Equipment, client liability, professional errors, and business income are all left exposed unless they have the right coverage in place.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">At ONA, we work with home-based business owners across Ottawa and eastern Ontario to build coverage that protects both the home and the business inside it.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-efcd91c e-flex e-con-boxed e-con e-parent\" data-id=\"efcd91c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ac4b37 elementor-widget elementor-widget-heading\" data-id=\"7ac4b37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Ottawa Home-Based Business Owners Choose ONA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1af95e elementor-widget elementor-widget-text-editor\" data-id=\"d1af95e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">There are a lot of ways to buy insurance in Ottawa. Here is why home-based business owners across the region keep coming back to ONA.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e8c6e37 e-con-full e-flex e-con e-child\" data-id=\"e8c6e37\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-02efae5 e-con-full e-flex e-con e-child\" data-id=\"02efae5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-81ef794 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"81ef794\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"44\" height=\"45\" viewBox=\"0 0 44 45\" fill=\"none\"><circle cx=\"22\" cy=\"22.9873\" r=\"22\" fill=\"#0A3B84\"><\/circle><path d=\"M34.025 24.4162C33.064 29.2209 29.4413 33.745 24.3579 34.756C21.8786 35.2497 19.3068 34.9487 17.0086 33.8957C14.7104 32.8428 12.8029 31.0916 11.5579 28.8915C10.3128 26.6914 9.79365 24.1546 10.0742 21.6423C10.3548 19.13 11.4209 16.7702 13.1206 14.899C16.6069 11.0591 22.4936 10.0021 27.2984 11.9239\" fill=\"#0A3B84\"><\/path><path d=\"M34.025 24.4162C33.064 29.2209 29.4413 33.745 24.3579 34.756C21.8786 35.2497 19.3068 34.9487 17.0086 33.8957C14.7104 32.8428 12.8029 31.0916 11.5579 28.8915C10.3128 26.6914 9.79365 24.1546 10.0742 21.6423C10.3548 19.13 11.4209 16.7702 13.1206 14.899C16.6069 11.0591 22.4936 10.0021 27.2984 11.9239\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M17.6875 22.4942L22.4922 27.2989L34.0235 14.8066\" fill=\"#0A3B84\"><\/path><path d=\"M17.6875 22.4942L22.4922 27.2989L34.0235 14.8066\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tWe Have Been Here Since 1961\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tONA has been serving Ottawa and eastern Ontario for over 60 years. We have seen the city grow and built long-term relationships with clients across every industry. That history means we understand the Ottawa market in a way that national companies simply do not.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f99708f e-con-full e-flex e-con e-child\" data-id=\"f99708f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b726737 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"b726737\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"44\" height=\"45\" viewBox=\"0 0 44 45\" fill=\"none\"><circle cx=\"22\" cy=\"22.9873\" r=\"22\" fill=\"#0A3B84\"><\/circle><path d=\"M34.025 24.4162C33.064 29.2209 29.4413 33.745 24.3579 34.756C21.8786 35.2497 19.3068 34.9487 17.0086 33.8957C14.7104 32.8428 12.8029 31.0916 11.5579 28.8915C10.3128 26.6914 9.79365 24.1546 10.0742 21.6423C10.3548 19.13 11.4209 16.7702 13.1206 14.899C16.6069 11.0591 22.4936 10.0021 27.2984 11.9239\" fill=\"#0A3B84\"><\/path><path d=\"M34.025 24.4162C33.064 29.2209 29.4413 33.745 24.3579 34.756C21.8786 35.2497 19.3068 34.9487 17.0086 33.8957C14.7104 32.8428 12.8029 31.0916 11.5579 28.8915C10.3128 26.6914 9.79365 24.1546 10.0742 21.6423C10.3548 19.13 11.4209 16.7702 13.1206 14.899C16.6069 11.0591 22.4936 10.0021 27.2984 11.9239\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M17.6875 22.4942L22.4922 27.2989L34.0235 14.8066\" fill=\"#0A3B84\"><\/path><path d=\"M17.6875 22.4942L22.4922 27.2989L34.0235 14.8066\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tIndependent Means We Work for You\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAs an independent broker, Oegema, Nicholson &amp; Associates is not tied to any single insurance company. We shop your coverage across multiple insurers to find the best combination of protection and price for your specific business.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0bb222f e-con-full e-flex e-con e-child\" data-id=\"0bb222f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0c306f8 e-con-full e-flex e-con e-child\" data-id=\"0c306f8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8c5bf5 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"b8c5bf5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"44\" height=\"45\" viewBox=\"0 0 44 45\" fill=\"none\"><circle cx=\"22\" cy=\"22.9873\" r=\"22\" fill=\"#0A3B84\"><\/circle><path d=\"M34.025 24.4162C33.064 29.2209 29.4413 33.745 24.3579 34.756C21.8786 35.2497 19.3068 34.9487 17.0086 33.8957C14.7104 32.8428 12.8029 31.0916 11.5579 28.8915C10.3128 26.6914 9.79365 24.1546 10.0742 21.6423C10.3548 19.13 11.4209 16.7702 13.1206 14.899C16.6069 11.0591 22.4936 10.0021 27.2984 11.9239\" fill=\"#0A3B84\"><\/path><path d=\"M34.025 24.4162C33.064 29.2209 29.4413 33.745 24.3579 34.756C21.8786 35.2497 19.3068 34.9487 17.0086 33.8957C14.7104 32.8428 12.8029 31.0916 11.5579 28.8915C10.3128 26.6914 9.79365 24.1546 10.0742 21.6423C10.3548 19.13 11.4209 16.7702 13.1206 14.899C16.6069 11.0591 22.4936 10.0021 27.2984 11.9239\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M17.6875 22.4942L22.4922 27.2989L34.0235 14.8066\" fill=\"#0A3B84\"><\/path><path d=\"M17.6875 22.4942L22.4922 27.2989L34.0235 14.8066\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tWe Tailor Coverage to Your Business\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tA home daycare, a tech consultant, and an e-commerce seller all have very different risks. We do not apply a generic package to every client. We ask the right questions about your operations and build coverage that reflects what you actually need, nothing more, nothing less.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eb01a07 e-con-full e-flex e-con e-child\" data-id=\"eb01a07\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-558cf44 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"558cf44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"44\" height=\"45\" viewBox=\"0 0 44 45\" fill=\"none\"><circle cx=\"22\" cy=\"22.9873\" r=\"22\" fill=\"#0A3B84\"><\/circle><path d=\"M34.025 24.4162C33.064 29.2209 29.4413 33.745 24.3579 34.756C21.8786 35.2497 19.3068 34.9487 17.0086 33.8957C14.7104 32.8428 12.8029 31.0916 11.5579 28.8915C10.3128 26.6914 9.79365 24.1546 10.0742 21.6423C10.3548 19.13 11.4209 16.7702 13.1206 14.899C16.6069 11.0591 22.4936 10.0021 27.2984 11.9239\" fill=\"#0A3B84\"><\/path><path d=\"M34.025 24.4162C33.064 29.2209 29.4413 33.745 24.3579 34.756C21.8786 35.2497 19.3068 34.9487 17.0086 33.8957C14.7104 32.8428 12.8029 31.0916 11.5579 28.8915C10.3128 26.6914 9.79365 24.1546 10.0742 21.6423C10.3548 19.13 11.4209 16.7702 13.1206 14.899C16.6069 11.0591 22.4936 10.0021 27.2984 11.9239\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M17.6875 22.4942L22.4922 27.2989L34.0235 14.8066\" fill=\"#0A3B84\"><\/path><path d=\"M17.6875 22.4942L22.4922 27.2989L34.0235 14.8066\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tA Real Person Answers the Phone\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWhen you call ONA, you reach a local broker who knows your file. Not a call centre, not an automated system. Our team is based across five offices in Ottawa and the surrounding region, and we are here when something goes wrong, not just when you are signing up.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1293294 e-con-full e-flex e-con e-child\" data-id=\"1293294\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1c622d9 e-con-full e-flex e-con e-child\" data-id=\"1c622d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-662dfab elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"662dfab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"44\" height=\"45\" viewBox=\"0 0 44 45\" fill=\"none\"><circle cx=\"22\" cy=\"22.9873\" r=\"22\" fill=\"#0A3B84\"><\/circle><path d=\"M34.025 24.4162C33.064 29.2209 29.4413 33.745 24.3579 34.756C21.8786 35.2497 19.3068 34.9487 17.0086 33.8957C14.7104 32.8428 12.8029 31.0916 11.5579 28.8915C10.3128 26.6914 9.79365 24.1546 10.0742 21.6423C10.3548 19.13 11.4209 16.7702 13.1206 14.899C16.6069 11.0591 22.4936 10.0021 27.2984 11.9239\" fill=\"#0A3B84\"><\/path><path d=\"M34.025 24.4162C33.064 29.2209 29.4413 33.745 24.3579 34.756C21.8786 35.2497 19.3068 34.9487 17.0086 33.8957C14.7104 32.8428 12.8029 31.0916 11.5579 28.8915C10.3128 26.6914 9.79365 24.1546 10.0742 21.6423C10.3548 19.13 11.4209 16.7702 13.1206 14.899C16.6069 11.0591 22.4936 10.0021 27.2984 11.9239\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M17.6875 22.4942L22.4922 27.2989L34.0235 14.8066\" fill=\"#0A3B84\"><\/path><path d=\"M17.6875 22.4942L22.4922 27.2989L34.0235 14.8066\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tWe Support Claims Too\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tGetting covered is only half the job. If you ever need to make a claim, your ONA broker will guide you through the process, advocate on your behalf with the insurer, and make sure the outcome is fair.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8483676 e-flex e-con-boxed e-con e-parent\" data-id=\"8483676\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d010c33 elementor-widget elementor-widget-heading\" data-id=\"d010c33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How It Works<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-02f4af3 e-con-full e-flex e-con e-child\" data-id=\"02f4af3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-694f25b e-con-full readMoreDiv col-line1 e-flex e-con e-child\" data-id=\"694f25b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71e0f21 elementor-widget__width-initial icon-card readMoreContent elementor-widget-mobile__width-inherit elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"71e0f21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"66\" height=\"67\" viewBox=\"0 0 66 67\" fill=\"none\"><circle cx=\"33\" cy=\"33.3867\" r=\"33\" fill=\"#0A3B84\"><\/circle><path d=\"M30.1443 26.6367V24.3487H34.7203V40.3867H32.1903V26.6367H30.1443Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tBook a Free Consultation\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tReach out to us online or call one of our five Ottawa offices for a no-obligation review.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b9f0932 e-con-full readMoreDiv col-line2 e-flex e-con e-child\" data-id=\"b9f0932\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b5bfb3 elementor-widget__width-initial icon-card readMoreContent elementor-widget-mobile__width-inherit elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6b5bfb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"66\" height=\"67\" viewBox=\"0 0 66 67\" fill=\"none\"><circle cx=\"33\" cy=\"33.3867\" r=\"33\" fill=\"#0A3B84\"><\/circle><path d=\"M29.8574 36.9767C31.2654 35.7594 32.3727 34.7621 33.1794 33.9847C34.0007 33.1927 34.6827 32.3714 35.2254 31.5207C35.768 30.6701 36.0394 29.8194 36.0394 28.9687C36.0394 28.0887 35.8267 27.3994 35.4014 26.9007C34.9907 26.4021 34.338 26.1527 33.4434 26.1527C32.578 26.1527 31.9034 26.4314 31.4194 26.9887C30.95 27.5314 30.7007 28.2647 30.6714 29.1887H28.2514C28.2954 27.5167 28.794 26.2407 29.7474 25.3607C30.7154 24.4661 31.94 24.0187 33.4214 24.0187C35.02 24.0187 36.2667 24.4587 37.1614 25.3387C38.0707 26.2187 38.5254 27.3921 38.5254 28.8587C38.5254 29.9147 38.254 30.9341 37.7114 31.9167C37.1834 32.8847 36.5454 33.7574 35.7974 34.5347C35.064 35.2974 34.1254 36.1847 32.9814 37.1967L31.9914 38.0767H38.9654V40.1667H28.2734V38.3407L29.8574 36.9767Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tWe Shop The Market\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tYour broker compares 15+ of Canada\u2019s top insurers to find you the best rate and coverage.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2172115 e-con-full readMoreDiv col-line3 e-flex e-con e-child\" data-id=\"2172115\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e1ef74 elementor-widget__width-initial icon-card readMoreContent elementor-widget-mobile__width-inherit elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6e1ef74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"66\" height=\"67\" viewBox=\"0 0 66 67\" fill=\"none\"><circle cx=\"33\" cy=\"33.3867\" r=\"33\" fill=\"#0A3B84\"><\/circle><path d=\"M27.7448 28.3087C27.8328 26.9447 28.3534 25.8814 29.3068 25.1187C30.2748 24.3561 31.5068 23.9747 33.0028 23.9747C34.0294 23.9747 34.9168 24.1581 35.6648 24.5247C36.4128 24.8914 36.9774 25.3901 37.3588 26.0207C37.7401 26.6514 37.9308 27.3627 37.9308 28.1547C37.9308 29.0641 37.6888 29.8414 37.2048 30.4867C36.7208 31.1321 36.1414 31.5647 35.4668 31.7847V31.8727C36.3321 32.1367 37.0068 32.6207 37.4908 33.3247C37.9748 34.0141 38.2168 34.9014 38.2168 35.9867C38.2168 36.8521 38.0188 37.6221 37.6228 38.2967C37.2268 38.9714 36.6401 39.5067 35.8628 39.9027C35.0854 40.2841 34.1541 40.4747 33.0688 40.4747C31.4848 40.4747 30.1794 40.0714 29.1528 39.2647C28.1408 38.4434 27.5981 37.2701 27.5248 35.7447H29.9448C30.0034 36.5221 30.3041 37.1601 30.8468 37.6587C31.3894 38.1427 32.1228 38.3847 33.0468 38.3847C33.9414 38.3847 34.6308 38.1427 35.1148 37.6587C35.5988 37.1601 35.8408 36.5221 35.8408 35.7447C35.8408 34.7181 35.5108 33.9921 34.8508 33.5667C34.2054 33.1267 33.2081 32.9067 31.8588 32.9067H31.2868V30.8387H31.8808C33.0688 30.8241 33.9708 30.6261 34.5868 30.2447C35.2174 29.8634 35.5328 29.2621 35.5328 28.4407C35.5328 27.7367 35.3054 27.1794 34.8508 26.7687C34.3961 26.3434 33.7508 26.1307 32.9148 26.1307C32.0934 26.1307 31.4554 26.3434 31.0008 26.7687C30.5461 27.1794 30.2748 27.6927 30.1868 28.3087H27.7448Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tWork with Confidence\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe finalize your policy and ensure your home, your equipment, and your liability are properly covered\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ba6e4e elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8ba6e4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#footerForm\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\"><path d=\"M1.0407 16.207L15.6546 1.59302M15.6546 1.59302L1.85259 1.59302M15.6546 1.59302L15.6546 15.3951\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book a Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c3925df e-flex e-con-boxed e-con e-parent\" data-id=\"c3925df\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4891611 e-con-full e-flex e-con e-child\" data-id=\"4891611\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9558743 elementor-widget elementor-widget-image\" data-id=\"9558743\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"550\" height=\"637\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2026\/04\/second-content-section1x.webp\" class=\"attachment-full size-full wp-image-17877\" alt=\"Two people shaking hands above house representing insurance agreement and property protection services.\" srcset=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2026\/04\/second-content-section1x.webp 550w, https:\/\/www.ona.ca\/wp-content\/uploads\/2026\/04\/second-content-section1x-259x300.webp 259w\" sizes=\"(max-width: 550px) 100vw, 550px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c368423 e-con-full readMoreDiv  e-flex e-con e-child\" data-id=\"c368423\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ceb6bb elementor-widget elementor-widget-heading\" data-id=\"8ceb6bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Your Home Insurance Does Not Cover<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f94395 elementor-widget elementor-widget-text-editor\" data-id=\"5f94395\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">This is the most important thing to understand before anything else. A standard <\/span><a href=\"https:\/\/www.ona.ca\/home-insurance\/\"><span style=\"font-weight: 400;\">home insurance policy<\/span><\/a><span style=\"font-weight: 400;\"> is designed to cover personal risks. The moment business activity enters the picture, most policies either exclude it entirely or provide only minimal, inadequate protection.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Here is a straightforward comparison of what standard home insurance covers versus what a home-based business owner actually needs.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1d81a54 e-flex e-con-boxed e-con e-parent\" data-id=\"1d81a54\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c830e2b elementor-widget elementor-widget-heading\" data-id=\"c830e2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Mandatory Coverage<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-172519e elementor-widget elementor-widget-html\" data-id=\"172519e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n    .resp-table td{\r\n        border:1px solid black;\r\n        padding:10px;\r\n    }\r\n    .resp-table table{\r\n        font-family: \"Poppins\", Sans-serif;\r\n    font-size: 16px;\r\n    font-weight: 300;\r\n    color: #494A4C;\r\n    }\r\n<\/style>\r\n<div class=\"resp-table\">\r\n<table style=\"border: 1px solid black; border-collapse: collapse;\">\r\n<tbody>\r\n<tr>\r\n<td style=\"background: #e8792a; color: #fff; text-align: center;font-weight:500;\"><b>Scenario<\/b><\/td>\r\n<td style=\"background: #e8792a; color: #fff; text-align: center;font-weight:500;\"><b>Standard Home Insurance<\/b><\/td>\r\n<td style=\"background: #e8792a; color: #fff; text-align: center;font-weight:500;\"><b>Home Business Insurance<\/b><\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td><b>A client visiting your home slips on the front steps and is injured.<\/b><\/td>\r\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\"><b>Not covered<\/b><br>Business liability is excluded.<\/span><\/td>\r\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\"><b>Covered<\/b><br>Commercial liability applies.<\/span><\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td><b>Your laptop, camera, or professional equipment is stolen.<\/b><\/td>\r\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\"><b>Partial<\/b>l<br>Small sublimit for business equipment, often $2,500 or less.<\/span><\/td>\r\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\"><b>Covered<\/b><br>Business equipment is covered at full replacement value.<\/span><\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td><b>A client sues you for professional advice that cost them money.<\/b><\/td>\r\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\"><b>Not covered<\/b><br>Professional liability is excluded.<\/span><\/td>\r\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\"><b>Covered<\/b><br>Professional liability (E&amp;O) covers legal costs and settlements.<\/span><\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td><b>Inventory or products stored at home are damaged in a flood.<\/b><\/td>\r\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\"><b>Not covered<\/b><br>Business stock is excluded.<\/span><\/td>\r\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\"><b>Covered<\/b><br>Business property includes stock and inventory.<\/span><\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td><b>A product you sold causes injury to a customer.<\/b><\/td>\r\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\"><b>Not covered<\/b><br>Product liability is excluded.<\/span><\/td>\r\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\"><b>Covered<\/b><br>Product liability is included in commercial coverage.<\/span><\/td>\r\n<\/tr>\r\n\r\n<\/tbody>\r\n<\/table>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-00c3af8 e-flex e-con-boxed e-con e-parent\" data-id=\"00c3af8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5cf5bdc elementor-widget elementor-widget-icon-box\" data-id=\"5cf5bdc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u26a0 Your Policy Could Be Voided\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tIf you are running a business from home and have not disclosed it to your insurer, you are not just underinsured. You risk having your home insurance policy voided at the time of a claim. <a href=\"https:\/\/www.ona.ca\/contact-us\/\">Contact your ONA broker<\/a> to disclose your business activity and get the right coverage in place.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f2985a7 e-flex e-con-boxed e-con e-parent\" data-id=\"f2985a7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa50ea8 elementor-widget elementor-widget-heading\" data-id=\"fa50ea8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Two Ways to Insure Your Home-Based Business<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc6ce8a readMoreContent elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"dc6ce8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">There is no single solution for every home-based business. The right approach depends on the nature of your work, whether clients visit your home, the value of your equipment, and your liability exposure. ONA will help you decide which option fits your situation.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2877a87 e-con-full outer-con e-flex e-con e-child\" data-id=\"2877a87\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-de52e72 e-con-full readMoreDiv e-flex e-con e-child\" data-id=\"de52e72\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a73cc82 elementor-widget__width-initial icon-card readMoreContent elementor-widget-mobile__width-inherit elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"a73cc82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"66\" height=\"66\" viewBox=\"0 0 66 66\" fill=\"none\"><circle cx=\"33\" cy=\"33\" r=\"33\" fill=\"#0A3B84\"><\/circle><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M26.0029 13C25.4509 13 25.0029 13.448 25.0029 14V21C25.0029 23.681 26.2339 25.833 27.7349 27.441C29.8999 29.761 32.6079 30.92 32.6079 30.92C32.8599 31.028 33.1459 31.028 33.3979 30.92C33.3979 30.92 36.1059 29.761 38.2709 27.441C39.7719 25.833 41.0029 23.681 41.0029 21V14C41.0029 13.448 40.5549 13 40.0029 13H26.0029ZM27.0029 15H39.0029V21C39.0029 23.119 37.9949 24.806 36.8079 26.078C35.4079 27.577 33.7469 28.517 33.0029 28.893C32.2589 28.517 30.5979 27.578 29.1979 26.078C28.0109 24.806 27.0029 23.119 27.0029 21V15ZM35.9559 18.002C35.6679 18.015 35.3879 18.152 35.2019 18.4L32.8959 21.479L31.7099 20.293C31.3199 19.903 30.6859 19.903 30.2959 20.293C29.9059 20.683 29.9059 21.317 30.2959 21.707L32.2959 23.707C32.5009 23.912 32.7839 24.017 33.0729 23.996C33.3619 23.976 33.6299 23.832 33.8039 23.6L36.8039 19.6C37.1349 19.158 37.0449 18.53 36.6029 18.199C36.4089 18.054 36.1799 17.992 35.9559 18.002ZM18.0029 35C16.3469 35 15.0029 36.345 15.0029 38V50C15.0029 51.655 16.3469 53 18.0029 53C19.3069 53 20.4139 52.163 20.8269 51H34.7959C37.1929 51 39.5229 50.218 41.4349 48.771C44.7369 46.271 49.9209 42.348 49.9209 42.348C49.9589 42.318 49.9929 42.29 50.0259 42.256C51.2549 41.018 51.3279 38.933 50.1849 37.602C49.0159 36.24 47.0669 36.133 45.7739 37.33C45.7749 37.329 35.7299 43.168 35.7299 43.168H30.3659C30.0029 43.168 29.7489 42.812 29.7489 42.418C29.7489 42.076 29.9899 41.668 30.3659 41.668H34.9229C36.6409 41.668 38.0769 40.195 38.0769 38.334C38.0769 36.473 36.6409 35 34.9229 35H27.7139C27.5719 35 27.4309 35.031 27.3019 35.09L21.0009 37.949C20.9739 36.317 19.6419 35 18.0029 35ZM18.0029 37C18.5549 37 19.0029 37.449 19.0029 38V50C19.0029 50.551 18.5549 51 18.0029 51C17.4509 51 17.0029 50.551 17.0029 50V38C17.0029 37.449 17.4509 37 18.0029 37ZM27.9329 37H34.9229C35.5829 37 36.0769 37.619 36.0769 38.334C36.0769 39.049 35.5829 39.668 34.9229 39.668H30.3659C28.8919 39.668 27.7489 41.082 27.7489 42.418C27.7489 43.958 28.9439 45.168 30.3659 45.168H35.9989C36.1749 45.168 36.3499 45.12 36.5029 45.031L46.8839 39C46.9599 38.956 47.0309 38.901 47.0929 38.838C47.5429 38.384 48.2499 38.417 48.6689 38.904C49.1319 39.443 49.1199 40.279 48.6509 40.799C48.6479 40.803 40.2279 47.176 40.2279 47.176C38.6639 48.36 36.7569 49.002 34.7959 49.002H21.0029V40.146L27.9329 37Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t1. Endorsement on Your Home Policy\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<span>An endorsement is an add-on to your existing home insurance policy that extends protection to your business activities. It is the simpler, lower-cost option and is well-suited to sole proprietors with minimal equipment, no visiting clients, and relatively low liability exposure. The endorsement raises the business equipment limit on your policy and adds basic business liability coverage. It is not a complete commercial policy and has limits on what it can cover, but for low-risk home businesses, it is often the right starting point.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00e4cf7 readMoreBtn elementor-widget elementor-widget-button\" data-id=\"00e4cf7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"11\" viewBox=\"0 0 12 11\" fill=\"none\"><path d=\"M1.52143 1.27021L10.4785 10.2273M10.4785 10.2273L2.01905 10.2273M10.4785 10.2273L10.4785 1.76782\" stroke=\"#E8792A\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-60c209e e-con-full readMoreDiv e-flex e-con e-child\" data-id=\"60c209e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ed7a40 elementor-widget__width-initial icon-card readMoreContent elementor-widget-mobile__width-inherit elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"5ed7a40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"66\" height=\"66\" viewBox=\"0 0 66 66\" fill=\"none\"><circle cx=\"33\" cy=\"33\" r=\"33\" fill=\"#0A3B84\"><\/circle><path d=\"M25.5592 19.0007L28.6928 21.5193L27.6381 25.3988C27.5271 25.8073 27.6766 26.232 28.0191 26.4809C28.1973 26.6104 28.4046 26.6754 28.6124 26.6754C28.8041 26.6754 28.9961 26.62 29.166 26.5088L32.5296 24.3069L35.8933 26.5088C36.2475 26.7406 36.6976 26.7295 37.0401 26.4809C37.3826 26.232 37.5321 25.8074 37.4211 25.3988L36.3665 21.5193L39.5001 19.0008C39.83 18.7356 39.9588 18.304 39.8279 17.9013C39.697 17.4986 39.3392 17.2252 38.9165 17.2047L34.9011 17.0089L33.4741 13.2504C33.324 12.8554 32.9533 12.6001 32.5297 12.6001C32.1061 12.6001 31.7354 12.8554 31.5854 13.2504L30.1584 17.0089L26.1431 17.2046C25.7203 17.2251 25.3624 17.4985 25.2316 17.9012C25.1008 18.3039 25.2293 18.7354 25.5592 19.0007ZM30.4739 18.384C30.8751 18.3644 31.2264 18.1091 31.3689 17.7337L32.5297 14.6762L33.6906 17.7336C33.8331 18.1091 34.1843 18.3644 34.5857 18.384L37.8523 18.5432L35.3031 20.5922C34.99 20.8439 34.8559 21.257 34.9613 21.6443L35.8193 24.8002L33.0828 23.0089C32.9148 22.8989 32.7223 22.844 32.5297 22.844C32.3371 22.844 32.1445 22.899 31.9764 23.0089L29.2402 24.8002L30.0982 21.6443C30.2036 21.2566 30.0693 20.8435 29.7563 20.592L27.2072 18.5431L30.4739 18.384ZM18.1075 33.3742C18.2905 33.694 18.6218 33.8828 18.9803 33.8828C19.0337 33.8828 19.0877 33.8786 19.142 33.87C19.5601 33.8038 19.8862 33.4933 19.9728 33.0788L20.7942 29.1434L24.7297 28.3219C25.1441 28.2353 25.4547 27.9092 25.5209 27.491C25.587 27.0728 25.3924 26.6667 25.025 26.4565L21.5362 24.4591L21.971 20.4625C22.0167 20.0416 21.8026 19.6455 21.4253 19.4533C21.0481 19.2611 20.6017 19.3207 20.2882 19.6051L17.3105 22.3061L13.6439 20.6575C13.2586 20.4841 12.8159 20.5656 12.5164 20.8653C12.2167 21.1648 12.1351 21.6075 12.3084 21.9929L13.957 25.6595L11.2561 28.6373C10.9717 28.9508 10.912 29.3972 11.1042 29.7745C11.2964 30.1517 11.6926 30.3659 12.1134 30.3201L16.1101 29.8853L18.1075 33.3742ZM15.1525 26.4091C15.4224 26.1115 15.4903 25.6825 15.3256 25.3163L13.9844 22.3335L16.9673 23.6746C17.3337 23.8393 17.7627 23.7714 18.0601 23.5015L20.4825 21.3043L20.1288 24.5557C20.0854 24.9551 20.2826 25.3421 20.6311 25.5414L23.4694 27.1662L20.268 27.8345C19.8747 27.9166 19.5676 28.2237 19.4856 28.6168L18.8174 31.8183L17.1925 28.98C17.0113 28.6634 16.6755 28.4718 16.3164 28.4718C16.28 28.4718 16.2434 28.4738 16.2067 28.4778L12.9554 28.8315L15.1525 26.4091ZM53.786 28.6792L51.085 25.7014L52.7336 22.0348C52.9069 21.6495 52.8254 21.2068 52.5258 20.9072C52.2262 20.6075 51.7837 20.526 51.3982 20.6993L47.7316 22.3479L44.7537 19.647C44.4402 19.3625 43.9938 19.303 43.6166 19.4951C43.2393 19.6873 43.0252 20.0835 43.0709 20.5043L43.5057 24.501L40.0169 26.4984C39.6496 26.7087 39.4549 27.1147 39.5211 27.5329C39.5872 27.951 39.8978 28.2772 40.3123 28.3638L44.2477 29.1853L45.0692 33.1207C45.1557 33.5351 45.4819 33.8457 45.9 33.9119C45.9542 33.9204 46.0082 33.9246 46.0617 33.9246C46.4202 33.9246 46.7515 33.7357 46.9345 33.416L48.9318 29.9271L52.9286 30.362C53.3495 30.408 53.7455 30.1935 53.9377 29.8163C54.1299 29.439 54.0704 28.9927 53.786 28.6792ZM48.8355 28.5194C48.4359 28.4762 48.0492 28.6732 47.8498 29.0218L46.225 31.86L45.5567 28.6585C45.4746 28.2653 45.1674 27.9582 44.7743 27.8763L41.5729 27.208L44.4111 25.5831C44.7598 25.3834 44.9569 24.9964 44.9134 24.5973L44.5597 21.346L46.9819 23.5431C47.2794 23.8131 47.7084 23.8811 48.0749 23.7164L51.0577 22.3753L49.7166 25.3581C49.5519 25.7245 49.6199 26.1535 49.8897 26.4508L52.087 28.8733L48.8355 28.5194ZM41.2706 43.5612C39.7442 42.1808 37.9321 41.1958 35.9823 40.6611C38.0613 39.4623 39.4648 37.2179 39.4648 34.6506C39.4648 30.8266 36.3537 27.7156 32.5297 27.7156C28.7057 27.7156 25.5947 30.8266 25.5947 34.6506C25.5947 37.2179 26.9981 39.4623 29.0771 40.6611C27.1271 41.1957 25.3151 42.1808 23.7886 43.5613C21.4068 45.7151 19.9078 48.6524 19.5676 51.8318C19.5467 52.0277 19.6099 52.2233 19.7415 52.3699C19.8732 52.5164 20.061 52.6001 20.258 52.6001L44.801 52.6C44.9981 52.6 45.1858 52.5163 45.3175 52.3697C45.4492 52.2232 45.5125 52.0276 45.4915 51.8317C45.1514 48.6522 43.6523 45.715 41.2706 43.5612ZM32.5275 41.5854C32.5282 41.5854 32.529 41.5855 32.5298 41.5855C32.5306 41.5855 32.5314 41.5854 32.5321 41.5854C32.6566 41.5854 32.7807 41.5881 32.9043 41.592L34.7643 47.4402L32.5296 49.9634L30.2949 47.4402L32.1549 41.592C32.2787 41.5881 32.4028 41.5854 32.5275 41.5854ZM26.9836 34.6506C26.9836 31.5925 29.4716 29.1045 32.5297 29.1045C35.5879 29.1045 38.0759 31.5925 38.0759 34.6506C38.0759 37.7079 35.5891 40.1953 32.5321 40.1966C32.5313 40.1966 32.5305 40.1966 32.5297 40.1966C32.5289 40.1966 32.5282 40.1966 32.5275 40.1966C29.4704 40.1953 26.9836 37.7079 26.9836 34.6506ZM30.6518 41.7356L28.8519 47.3949C28.7777 47.628 28.8316 47.8827 28.9938 48.0658L31.7794 51.211H21.0564C21.9119 46.2917 25.7956 42.5185 30.6518 41.7356ZM33.2798 51.2111L36.0654 48.0659C36.2275 47.8828 36.2814 47.6281 36.2073 47.395L34.4074 41.7356C39.2635 42.5185 43.1472 46.2916 44.0029 51.211L33.2798 51.2111ZM23.8238 41.5854C24.2073 41.5854 24.5183 41.2745 24.5183 40.891C24.5183 40.5075 24.2073 40.1966 23.8238 40.1966H18.4974C18.1915 39.0725 17.1624 38.2434 15.9429 38.2434C14.483 38.2434 13.2953 39.4312 13.2953 40.891C13.2953 42.3508 14.483 43.5386 15.9429 43.5386C17.1625 43.5386 18.1915 42.7094 18.4974 41.5854H23.8238ZM15.9429 42.1497C15.2488 42.1497 14.6842 41.585 14.6842 40.891C14.6842 40.1969 15.2488 39.6323 15.9429 39.6323C16.6369 39.6323 17.2015 40.197 17.2015 40.891C17.2015 41.585 16.6369 42.1497 15.9429 42.1497ZM49.1167 38.2434C47.8971 38.2434 46.8681 39.0725 46.5621 40.1965H41.2357C40.8522 40.1965 40.5412 40.5074 40.5412 40.8909C40.5412 41.2744 40.8522 41.5854 41.2357 41.5854H46.5621C46.868 42.7093 47.8971 43.5385 49.1167 43.5385C50.5766 43.5385 51.7643 42.3508 51.7643 40.8909C51.7643 39.431 50.5765 38.2434 49.1167 38.2434ZM49.1167 42.1497C48.4226 42.1497 47.8581 41.585 47.8581 40.891C47.8581 40.1969 48.4227 39.6323 49.1167 39.6323C49.8107 39.6323 50.3754 40.197 50.3754 40.891C50.3754 41.585 49.8107 42.1497 49.1167 42.1497Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t2. Dedicated Business Insurance Policy\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<span style=\"font-weight: 400\">A standalone <\/span><a href=\"https:\/\/www.ona.ca\/commercial-insurance\/\"><span style=\"font-weight: 400\">commercial policy provides<\/span><\/a><span style=\"font-weight: 400\"> full business insurance coverage independent of your home policy. It is the right choice if clients visit your home regularly, you have employees or contractors working for you, you carry significant inventory or expensive equipment, you provide professional services or advice, or your business revenue is substantial enough that an income interruption would be a serious financial event. A dedicated policy can include <\/span><a href=\"https:\/\/www.ona.ca\/commercial-general-liability-insurance-ottawa\/\"><span style=\"font-weight: 400\">commercial general liability<\/span><\/a><span style=\"font-weight: 400\">, <\/span><a href=\"https:\/\/www.ona.ca\/professional-liability-insurance\/\"><span style=\"font-weight: 400\">professional liability<\/span><\/a><span style=\"font-weight: 400\">, <\/span><a href=\"https:\/\/www.ona.ca\/business-interruption-insurance-ottawa\/\"><span style=\"font-weight: 400\">business interruption<\/span><\/a><span style=\"font-weight: 400\">, <\/span><a href=\"https:\/\/www.ona.ca\/cyber-security-insurance\/\"><span style=\"font-weight: 400\">cyber liability<\/span><\/a><span style=\"font-weight: 400\">, and more. ONA builds these policies based on the specific nature of your business.<\/span>\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4341617 readMoreBtn elementor-widget elementor-widget-button\" data-id=\"4341617\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"11\" viewBox=\"0 0 12 11\" fill=\"none\"><path d=\"M1.52143 1.27021L10.4785 10.2273M10.4785 10.2273L2.01905 10.2273M10.4785 10.2273L10.4785 1.76782\" stroke=\"#E8792A\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-af51e32 e-flex e-con-boxed e-con e-parent\" data-id=\"af51e32\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2df1695 elementor-widget elementor-widget-heading\" data-id=\"2df1695\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What Home-Based Business Insurance Can Cover<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da6e7ac elementor-widget elementor-widget-text-editor\" data-id=\"da6e7ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The specific coverages available depend on your policy type and insurer, but a well-structured home-based business insurance program typically includes some combination of the following.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87ee28a elementor-widget elementor-widget-html\" data-id=\"87ee28a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n    .resp-table td{\r\n        border:1px solid black;\r\n        padding:10px;\r\n    }\r\n    .resp-table table{\r\n        font-family: \"Poppins\", Sans-serif;\r\n    font-size: 16px;\r\n    font-weight: 300;\r\n    color: #494A4C;\r\n    }\r\n    @media(max-width:768px){\r\n        .resp-table{\r\n        max-width:800px;\r\n        overflow-x:scroll;\r\n        margin:0 10px;\r\n    }\r\n    }\r\n    \r\n<\/style>\r\n<div class=\"resp-table\">\r\n<table style=\"border: 1px solid black; border-collapse: collapse;\">\r\n<tbody>\r\n<tr>\r\n<td style=\"background: #e8792a; color: #fff; text-align: center;font-weight:500;\"><b>Insurance Type<\/b><\/td>\r\n<td style=\"background: #e8792a; color: #fff; text-align: center;font-weight:500;\"><b>Description<\/b><\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td><b>Business Equipment and Contents<\/b><\/td>\r\n<td><span style=\"font-weight: 400;\">Covers computers, cameras, tools, professional supplies, and other equipment you use for your business if they are damaged, stolen, or destroyed by a covered event. Coverage applies both at home and, with some policies, when equipment is taken off-site.<\/span><\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td><b>Commercial General Liability<\/b><\/td>\r\n<td><span style=\"font-weight: 400;\">Covers you if a client, customer, or visitor is injured at your home due to your business activities, or if your business causes property damage to a third party. This is the coverage your home insurance does not provide for business-related incidents.<\/span><\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td><b>Professional Liability (E&amp;O)<\/b><\/td>\r\n<td><span style=\"font-weight: 400;\">Covers you if a client claims that your professional advice, service, or work caused them a financial loss. Essential for consultants, designers, accountants, IT professionals, photographers, coaches, and anyone whose business involves providing expertise. Not included in a standard home business endorsement and requires a separate policy or rider.<\/span><\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td><b>Business Interruption<\/b><\/td>\r\n<td><span style=\"font-weight: 400;\">Replaces lost business income if a covered event like a fire, flood, or major property damage prevents you from operating. Also covers ongoing fixed expenses like software subscriptions or lease payments on business equipment during the recovery period.<\/span><\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td><b>Inventory and Stock<\/b><\/td>\r\n<td><span style=\"font-weight: 400;\">Covers products, raw materials, or goods held for sale that are stored at your home. Particularly relevant for e-commerce sellers, crafters, caterers, and product-based businesses operating from home.<\/span><\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td><b>Cyber Liability<\/b><\/td>\r\n<td><span style=\"font-weight: 400;\">Covers the cost of responding to a data breach or cyberattack, including customer notification, legal fees, and recovery costs. Relevant for any home-based business that stores client data, processes payments online, or handles sensitive information.<\/span><\/td>\r\n<\/tr>\r\n\r\n<\/tbody>\r\n<\/table>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eddc0f6 e-flex e-con-boxed e-con e-parent\" data-id=\"eddc0f6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a96e540 e-con-full e-flex e-con e-child\" data-id=\"a96e540\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d17155c elementor-widget elementor-widget-heading\" data-id=\"d17155c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Not sure what your business actually needs?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-654baeb readMoreContent elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"654baeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">An ONA broker will review your business operations and recommend only the coverage that applies to your situation.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc725c5 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"fc725c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#footerForm\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\"><path d=\"M1.0407 16.207L15.6546 1.59302M15.6546 1.59302L1.85259 1.59302M15.6546 1.59302L15.6546 15.3951\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get A Free Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9e1c686 e-flex e-con-boxed e-con e-parent\" data-id=\"9e1c686\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bac89b4 elementor-widget elementor-widget-heading\" data-id=\"bac89b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ottawa Home-Based Businesses That May Need This Coverage\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10843d0 readMoreContent elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"10843d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Ottawa&#8217;s economy includes a wide range of home-based businesses. Each type carries its own mix of risks. Here are common business types in the Ottawa area that typically need home-based business coverage beyond what a standard home policy provides.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c25da09 e-grid e-con-full e-con e-child\" data-id=\"c25da09\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3ef16ef e-con-full e-flex e-con e-child\" data-id=\"3ef16ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e09743 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7e09743\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"26\" viewBox=\"0 0 27 26\" fill=\"none\"><path d=\"M25.025 14.4289C24.064 19.2336 20.4413 23.7577 15.3579 24.7687C12.8786 25.2624 10.3068 24.9614 8.00858 23.9084C5.71037 22.8554 3.80294 21.1043 2.5579 18.9042C1.31285 16.7041 0.79365 14.1673 1.07423 11.655C1.35481 9.14267 2.42086 6.78291 4.12059 4.91171C7.6069 1.07178 13.4936 0.0147454 18.2984 1.93663\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.68945 12.5069L13.4942 17.3116L25.0255 4.81934\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Technology consultants<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"26\" viewBox=\"0 0 27 26\" fill=\"none\"><path d=\"M25.025 14.4289C24.064 19.2336 20.4413 23.7577 15.3579 24.7687C12.8786 25.2624 10.3068 24.9614 8.00858 23.9084C5.71037 22.8554 3.80294 21.1043 2.5579 18.9042C1.31285 16.7041 0.79365 14.1673 1.07423 11.655C1.35481 9.14267 2.42086 6.78291 4.12059 4.91171C7.6069 1.07178 13.4936 0.0147454 18.2984 1.93663\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.68945 12.5069L13.4942 17.3116L25.0255 4.81934\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Government contractors<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"26\" viewBox=\"0 0 27 26\" fill=\"none\"><path d=\"M25.025 14.4289C24.064 19.2336 20.4413 23.7577 15.3579 24.7687C12.8786 25.2624 10.3068 24.9614 8.00858 23.9084C5.71037 22.8554 3.80294 21.1043 2.5579 18.9042C1.31285 16.7041 0.79365 14.1673 1.07423 11.655C1.35481 9.14267 2.42086 6.78291 4.12059 4.91171C7.6069 1.07178 13.4936 0.0147454 18.2984 1.93663\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.68945 12.5069L13.4942 17.3116L25.0255 4.81934\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Tutors and educators<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"26\" viewBox=\"0 0 27 26\" fill=\"none\"><path d=\"M25.025 14.4289C24.064 19.2336 20.4413 23.7577 15.3579 24.7687C12.8786 25.2624 10.3068 24.9614 8.00858 23.9084C5.71037 22.8554 3.80294 21.1043 2.5579 18.9042C1.31285 16.7041 0.79365 14.1673 1.07423 11.655C1.35481 9.14267 2.42086 6.78291 4.12059 4.91171C7.6069 1.07178 13.4936 0.0147454 18.2984 1.93663\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.68945 12.5069L13.4942 17.3116L25.0255 4.81934\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Home daycare providers<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"26\" viewBox=\"0 0 27 26\" fill=\"none\"><path d=\"M25.025 14.4289C24.064 19.2336 20.4413 23.7577 15.3579 24.7687C12.8786 25.2624 10.3068 24.9614 8.00858 23.9084C5.71037 22.8554 3.80294 21.1043 2.5579 18.9042C1.31285 16.7041 0.79365 14.1673 1.07423 11.655C1.35481 9.14267 2.42086 6.78291 4.12059 4.91171C7.6069 1.07178 13.4936 0.0147454 18.2984 1.93663\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.68945 12.5069L13.4942 17.3116L25.0255 4.81934\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Hair and beauty services<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-33f8d5e e-con-full e-flex e-con e-child\" data-id=\"33f8d5e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d90349d elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"d90349d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"26\" viewBox=\"0 0 27 26\" fill=\"none\"><path d=\"M25.025 14.4289C24.064 19.2336 20.4413 23.7577 15.3579 24.7687C12.8786 25.2624 10.3068 24.9614 8.00858 23.9084C5.71037 22.8554 3.80294 21.1043 2.5579 18.9042C1.31285 16.7041 0.79365 14.1673 1.07423 11.655C1.35481 9.14267 2.42086 6.78291 4.12059 4.91171C7.6069 1.07178 13.4936 0.0147454 18.2984 1.93663\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.68945 12.5069L13.4942 17.3116L25.0255 4.81934\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Graphic and web designers<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"26\" viewBox=\"0 0 27 26\" fill=\"none\"><path d=\"M25.025 14.4289C24.064 19.2336 20.4413 23.7577 15.3579 24.7687C12.8786 25.2624 10.3068 24.9614 8.00858 23.9084C5.71037 22.8554 3.80294 21.1043 2.5579 18.9042C1.31285 16.7041 0.79365 14.1673 1.07423 11.655C1.35481 9.14267 2.42086 6.78291 4.12059 4.91171C7.6069 1.07178 13.4936 0.0147454 18.2984 1.93663\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.68945 12.5069L13.4942 17.3116L25.0255 4.81934\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Marketing consultants<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"26\" viewBox=\"0 0 27 26\" fill=\"none\"><path d=\"M25.025 14.4289C24.064 19.2336 20.4413 23.7577 15.3579 24.7687C12.8786 25.2624 10.3068 24.9614 8.00858 23.9084C5.71037 22.8554 3.80294 21.1043 2.5579 18.9042C1.31285 16.7041 0.79365 14.1673 1.07423 11.655C1.35481 9.14267 2.42086 6.78291 4.12059 4.91171C7.6069 1.07178 13.4936 0.0147454 18.2984 1.93663\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.68945 12.5069L13.4942 17.3116L25.0255 4.81934\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Caterers and bakers<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"26\" viewBox=\"0 0 27 26\" fill=\"none\"><path d=\"M25.025 14.4289C24.064 19.2336 20.4413 23.7577 15.3579 24.7687C12.8786 25.2624 10.3068 24.9614 8.00858 23.9084C5.71037 22.8554 3.80294 21.1043 2.5579 18.9042C1.31285 16.7041 0.79365 14.1673 1.07423 11.655C1.35481 9.14267 2.42086 6.78291 4.12059 4.91171C7.6069 1.07178 13.4936 0.0147454 18.2984 1.93663\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.68945 12.5069L13.4942 17.3116L25.0255 4.81934\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">E-commerce sellers<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"26\" viewBox=\"0 0 27 26\" fill=\"none\"><path d=\"M25.025 14.4289C24.064 19.2336 20.4413 23.7577 15.3579 24.7687C12.8786 25.2624 10.3068 24.9614 8.00858 23.9084C5.71037 22.8554 3.80294 21.1043 2.5579 18.9042C1.31285 16.7041 0.79365 14.1673 1.07423 11.655C1.35481 9.14267 2.42086 6.78291 4.12059 4.91171C7.6069 1.07178 13.4936 0.0147454 18.2984 1.93663\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.68945 12.5069L13.4942 17.3116L25.0255 4.81934\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Trades and contractors<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ffde6af e-con-full e-flex e-con e-child\" data-id=\"ffde6af\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-500827d elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"500827d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"26\" viewBox=\"0 0 27 26\" fill=\"none\"><path d=\"M25.025 14.4289C24.064 19.2336 20.4413 23.7577 15.3579 24.7687C12.8786 25.2624 10.3068 24.9614 8.00858 23.9084C5.71037 22.8554 3.80294 21.1043 2.5579 18.9042C1.31285 16.7041 0.79365 14.1673 1.07423 11.655C1.35481 9.14267 2.42086 6.78291 4.12059 4.91171C7.6069 1.07178 13.4936 0.0147454 18.2984 1.93663\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.68945 12.5069L13.4942 17.3116L25.0255 4.81934\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Writers and editors<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"26\" viewBox=\"0 0 27 26\" fill=\"none\"><path d=\"M25.025 14.4289C24.064 19.2336 20.4413 23.7577 15.3579 24.7687C12.8786 25.2624 10.3068 24.9614 8.00858 23.9084C5.71037 22.8554 3.80294 21.1043 2.5579 18.9042C1.31285 16.7041 0.79365 14.1673 1.07423 11.655C1.35481 9.14267 2.42086 6.78291 4.12059 4.91171C7.6069 1.07178 13.4936 0.0147454 18.2984 1.93663\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.68945 12.5069L13.4942 17.3116L25.0255 4.81934\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Accountants and bookkeepers<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"26\" viewBox=\"0 0 27 26\" fill=\"none\"><path d=\"M25.025 14.4289C24.064 19.2336 20.4413 23.7577 15.3579 24.7687C12.8786 25.2624 10.3068 24.9614 8.00858 23.9084C5.71037 22.8554 3.80294 21.1043 2.5579 18.9042C1.31285 16.7041 0.79365 14.1673 1.07423 11.655C1.35481 9.14267 2.42086 6.78291 4.12059 4.91171C7.6069 1.07178 13.4936 0.0147454 18.2984 1.93663\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.68945 12.5069L13.4942 17.3116L25.0255 4.81934\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Photographers<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"26\" viewBox=\"0 0 27 26\" fill=\"none\"><path d=\"M25.025 14.4289C24.064 19.2336 20.4413 23.7577 15.3579 24.7687C12.8786 25.2624 10.3068 24.9614 8.00858 23.9084C5.71037 22.8554 3.80294 21.1043 2.5579 18.9042C1.31285 16.7041 0.79365 14.1673 1.07423 11.655C1.35481 9.14267 2.42086 6.78291 4.12059 4.91171C7.6069 1.07178 13.4936 0.0147454 18.2984 1.93663\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.68945 12.5069L13.4942 17.3116L25.0255 4.81934\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Personal trainers<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"26\" viewBox=\"0 0 27 26\" fill=\"none\"><path d=\"M25.025 14.4289C24.064 19.2336 20.4413 23.7577 15.3579 24.7687C12.8786 25.2624 10.3068 24.9614 8.00858 23.9084C5.71037 22.8554 3.80294 21.1043 2.5579 18.9042C1.31285 16.7041 0.79365 14.1673 1.07423 11.655C1.35481 9.14267 2.42086 6.78291 4.12059 4.91171C7.6069 1.07178 13.4936 0.0147454 18.2984 1.93663\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.68945 12.5069L13.4942 17.3116L25.0255 4.81934\" stroke=\"#E8792A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pet sitters and groomers<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b585937 readMoreContent elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"b585937\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If your business type is not listed here, that does not mean you do not need coverage. The question is not what kind of business you run. It is whether your home insurance currently covers the risks that come with running it. In almost every case, it does not.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-867ae3e e-flex e-con-boxed e-con e-parent\" data-id=\"867ae3e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b525e9b e-con-full e-flex e-con e-child\" data-id=\"b525e9b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b11f5f elementor-widget elementor-widget-image\" data-id=\"2b11f5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"550\" height=\"637\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2026\/04\/A-Note-on-Home-Daycare-in-Ottawa1x.webp\" class=\"attachment-full size-full wp-image-17907\" alt=\"Child playing with stuffed duck in a safe and secure environment representing family insurance protection.\" srcset=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2026\/04\/A-Note-on-Home-Daycare-in-Ottawa1x.webp 550w, https:\/\/www.ona.ca\/wp-content\/uploads\/2026\/04\/A-Note-on-Home-Daycare-in-Ottawa1x-259x300.webp 259w\" sizes=\"(max-width: 550px) 100vw, 550px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d6c6f33 e-con-full readMoreDiv  e-flex e-con e-child\" data-id=\"d6c6f33\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d08e7b elementor-widget elementor-widget-heading\" data-id=\"0d08e7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">A Note on Home Daycare in Ottawa<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c951d6e elementor-widget elementor-widget-text-editor\" data-id=\"c951d6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Home daycare is one of the most common home-based businesses in Ottawa and one where the liability exposure is particularly significant. Most home insurance policies exclude childcare liability entirely. Home daycare operators need dedicated liability coverage as a baseline, and many also require specific commercial coverage to comply with licensing requirements under <\/span><a href=\"https:\/\/www.ontario.ca\/laws\/statute\/14c11\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Ontario&#8217;s Child Care and Early Years Act<\/span><\/a><span style=\"font-weight: 400;\">. If you operate a licensed or unlicensed home daycare in Ottawa, speak to an ONA broker about your specific requirements.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-48a8bec e-flex e-con-boxed e-con e-parent\" data-id=\"48a8bec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0dec87a e-con-full readMoreDiv  e-flex e-con e-child\" data-id=\"0dec87a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0365767 elementor-widget elementor-widget-heading\" data-id=\"0365767\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Working From Home Versus Running a Business From Home<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e27fbb elementor-widget elementor-widget-text-editor\" data-id=\"1e27fbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">There is an important distinction that affects whether you need this coverage. If you are an employee working remotely for an employer, your employer&#8217;s insurance typically covers your business liability and your employer-issued equipment. You do not generally need home business insurance for employment-related work. However, if you are self-employed, a sole proprietor, a contractor, a freelancer, or running any venture that generates business income from your home, you do need specific coverage beyond your home policy.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e310d88 e-con-full e-flex e-con e-child\" data-id=\"e310d88\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d6d33a7 elementor-widget elementor-widget-image\" data-id=\"d6d33a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"550\" height=\"637\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2026\/04\/Working-From-Home-Versus-Running-a-Business-From-Home1x.webp\" class=\"attachment-full size-full wp-image-17908\" alt=\"Couple working from kitchen representing home and family insurance lifestyle coverage\" srcset=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2026\/04\/Working-From-Home-Versus-Running-a-Business-From-Home1x.webp 550w, https:\/\/www.ona.ca\/wp-content\/uploads\/2026\/04\/Working-From-Home-Versus-Running-a-Business-From-Home1x-259x300.webp 259w\" sizes=\"(max-width: 550px) 100vw, 550px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8e7395f e-flex e-con-boxed e-con e-parent\" data-id=\"8e7395f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c97bfad elementor-widget elementor-widget-heading\" data-id=\"c97bfad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions About Home-Based Business Insurance in Ottawa\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f154061 accordion-wrap elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"f154061\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-f154061\" data-scroll-on-click=\"yes\" data-scroll-speed=\"300\" data-accordion-id=\"f154061\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\">\n            <div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"autotab1\" class=\"elementor-tab-title eael-accordion-header active-default\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-2531\"><span class=\"eael-accordion-tab-title\">Does my home insurance cover my home-based business in Ontario?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-2531\" class=\"eael-accordion-content clearfix active-default\" data-tab=\"1\" aria-labelledby=\"autotab1\"><p><span style=\"font-weight: 400\">No. Standard home insurance policies in Ontario exclude business activity entirely. Equipment, client liability, professional errors, and business income are all unprotected unless you have a separate home business endorsement or commercial policy in place.<\/span><\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"autotab9\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-2532\"><span class=\"eael-accordion-tab-title\">What does home-based business insurance cover?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-2532\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"autotab9\"><p><span style=\"font-weight: 400\">The core coverages are business equipment, commercial liability, business interruption, and professional liability. What applies to you depends on your type of business and whether you choose an endorsement or a standalone policy. See the coverage section above for a full breakdown.<\/span><\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"do-i-need-to-tell-my-insurer-i-am-running-a-business-from-home\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-2533\"><span class=\"eael-accordion-tab-title\">Do I need to tell my insurer I am running a business from home?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-2533\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"do-i-need-to-tell-my-insurer-i-am-running-a-business-from-home\"><p><span style=\"font-weight: 400\">Yes, and it is not optional. Failing to disclose that you run a business from home can void your entire home insurance policy, not just the business portion. This applies even to small or part-time operations. If you are unsure whether your activities count as a business, call your ONA broker and we will help you assess.<\/span><\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-is-the-difference-between-a-home-business-endorsement-and-a-standalone-commercial-policy\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"4\" aria-controls=\"elementor-tab-content-2534\"><span class=\"eael-accordion-tab-title\">What is the difference between a home business endorsement and a standalone commercial policy?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-2534\" class=\"eael-accordion-content clearfix\" data-tab=\"4\" aria-labelledby=\"what-is-the-difference-between-a-home-business-endorsement-and-a-standalone-commercial-policy\"><p><span style=\"font-weight: 400\">An endorsement is a low-cost add-on to your home policy suited to simple, low-risk businesses with no visiting clients and minimal equipment. A standalone commercial policy is the right choice once you have clients on-site, employees, valuable inventory, or professional liability exposure. The two options are covered in detail above.<\/span><\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"if-i-work-remotely-for-an-employer-do-i-need-home-business-insurance\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"5\" aria-controls=\"elementor-tab-content-2535\"><span class=\"eael-accordion-tab-title\">If I work remotely for an employer, do I need home business insurance?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-2535\" class=\"eael-accordion-content clearfix\" data-tab=\"5\" aria-labelledby=\"if-i-work-remotely-for-an-employer-do-i-need-home-business-insurance\"><p><span style=\"font-weight: 400\">Generally no. Working remotely as an employee is different from running your own business. Your employer&#8217;s insurance typically covers business liability and employer-issued equipment. However, if you are self-employed, a contractor, a freelancer, or running any business from your home that generates business income, you do need specific coverage beyond your home policy. If you are unsure which category applies to you, an ONA broker can help clarify.<\/span><\/p><\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c769538 e-flex e-con-boxed e-con e-parent\" data-id=\"c769538\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-efee291 elementor-widget elementor-widget-heading\" data-id=\"efee291\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Protect Your Home-Based Business the Right Way<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d66f7f6 readMoreContent elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d66f7f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">ONA has been helping Ottawa business owners get the right coverage since 1961. Whether you need a simple endorsement or a full commercial policy, we will figure out what fits and find you the best option across multiple insurers.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e4294c e-con-full e-flex e-con e-child\" data-id=\"5e4294c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d8330fa elementor-align-left elementor-widget elementor-widget-button\" data-id=\"d8330fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#footerForm\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\"><path d=\"M1.0407 16.207L15.6546 1.59302M15.6546 1.59302L1.85259 1.59302M15.6546 1.59302L15.6546 15.3951\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get A Free Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6c574d6 e-con-full e-flex e-con e-parent\" data-id=\"6c574d6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-df170ed elementor-widget__width-inherit elementor-widget elementor-widget-shortcode\" data-id=\"df170ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"section\" data-elementor-id=\"818\" class=\"elementor elementor-818\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-dc4e70e e-con-full e-flex e-con e-parent\" data-id=\"dc4e70e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ba1003c e-flex e-con-boxed e-con e-child\" data-id=\"ba1003c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84456dc elementor-widget elementor-widget-heading\" data-id=\"84456dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">What Our Clients Are Saying\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7bd1828 elementor-widget elementor-widget-heading\" data-id=\"7bd1828\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Real stories from people who trust <br> Oegema Nicholson Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d97ed84 elementor-widget elementor-widget-image\" data-id=\"d97ed84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"294\" height=\"70\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/google_review.webp\" class=\"attachment-full size-full wp-image-329\" alt=\"Google Review Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b9cbc23 e-con-full e-flex e-con e-child\" data-id=\"b9cbc23\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed0ef04 testimonial-slider elementor-arrows-position-inside elementor-widget elementor-widget-n-carousel\" data-id=\"ed0ef04\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;carousel_items&quot;:[{&quot;slide_title&quot;:&quot;Slide #1&quot;,&quot;_id&quot;:&quot;27b54a4&quot;},{&quot;slide_title&quot;:&quot;Slide #2&quot;,&quot;_id&quot;:&quot;c4bca85&quot;},{&quot;slide_title&quot;:&quot;Slide #3&quot;,&quot;_id&quot;:&quot;e27807a&quot;},{&quot;slide_title&quot;:&quot;Slide #4&quot;,&quot;_id&quot;:&quot;29b8290&quot;},{&quot;slide_title&quot;:&quot;Slide #5&quot;,&quot;_id&quot;:&quot;b5211e8&quot;}],&quot;slides_to_show&quot;:&quot;2&quot;,&quot;offset_sides&quot;:&quot;both&quot;,&quot;offset_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]},&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:5,&quot;sizes&quot;:[]},&quot;slides_to_show_tablet&quot;:&quot;1&quot;,&quot;slides_to_scroll_tablet&quot;:&quot;1&quot;,&quot;offset_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:140,&quot;sizes&quot;:[]},&quot;offset_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;arrows&quot;:&quot;yes&quot;,&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-carousel swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"1\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 5\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-884c27a e-flex e-con-boxed e-con e-child\" data-id=\"884c27a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-dd16f8e e-con-full fullHeight e-flex e-con e-child\" data-id=\"dd16f8e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c123454 e-con-full fullHeight e-flex e-con e-child\" data-id=\"c123454\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d2f3ee elementor-widget elementor-widget-text-editor\" data-id=\"5d2f3ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>&#8220;One call to Oegema, Nicholson &amp; Associates is all it took. After our basement flooded, within a day or two they had a crew cleaning everything up, taking down the drywall and itemizing everything to be cleaned, thrown out or restored. They had everything in place for us in a timely manner and were extremely patient with me as they talked me through the process and waited for me to make decisions.&#8221;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec17f6b e-con-full e-flex e-con e-child\" data-id=\"ec17f6b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-eaee2cb e-con-full e-flex e-con e-child\" data-id=\"eaee2cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68ea1c6 testi_img elementor-widget elementor-widget-image\" data-id=\"68ea1c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"46\" height=\"47\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/jennifer.webp\" class=\"attachment-full size-full wp-image-339\" alt=\"Jennifer Parks, Stittsville, Ontario - Oegema, Nicholson &amp; Associates\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c8b0aa e-con-full e-flex e-con e-child\" data-id=\"3c8b0aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f283306 e-con-full e-flex e-con e-child\" data-id=\"f283306\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-58bb02e e-con-full e-flex e-con e-child\" data-id=\"58bb02e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac7db76 elementor-widget elementor-widget-heading\" data-id=\"ac7db76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Jennifer Parks, <span>Stittsville, Ontario<\/span><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9efaaaa elementor-widget elementor-widget-image\" data-id=\"9efaaaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"96\" height=\"19\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/rating.webp\" class=\"attachment-large size-large wp-image-328\" alt=\"5 Star Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c891c3e elementor-widget elementor-widget-image\" data-id=\"c891c3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"57\" height=\"57\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/google-logo.svg\" class=\"attachment-full size-full wp-image-322\" alt=\"Google Logo\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-773a1be elementor-absolute elementor-widget elementor-widget-image\" data-id=\"773a1be\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"41\" height=\"42\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/Group-149.webp\" class=\"attachment-full size-full wp-image-380\" alt=\"Tick Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"2\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 5\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-db850fb e-flex e-con-boxed e-con e-child\" data-id=\"db850fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-072e9fb e-con-full fullHeight e-flex e-con e-child\" data-id=\"072e9fb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c22d763 e-con-full fullHeight e-flex e-con e-child\" data-id=\"c22d763\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ecbcec5 elementor-widget elementor-widget-text-editor\" data-id=\"ecbcec5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u201cI\u2019ve been dealing with ONA for over 20 years with my personal insurance, as well as our commercial insurance, and I know I can rely on them for great customer service, and prompt responses. I feel confident not only referring them to my employees, but to our customers as well.\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5155b8f e-con-full e-flex e-con e-child\" data-id=\"5155b8f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d083bcd e-con-full e-flex e-con e-child\" data-id=\"d083bcd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0d68e8 testi_img elementor-widget elementor-widget-image\" data-id=\"c0d68e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"46\" height=\"47\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/Charlene.webp\" class=\"attachment-full size-full wp-image-342\" alt=\"Charlene Brunet, President, Dan Murphy Ford - Oegema, Nicholson &amp; Associate\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e19287e e-con-full e-flex e-con e-child\" data-id=\"e19287e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-328f402 e-con-full e-flex e-con e-child\" data-id=\"328f402\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0134b3a e-con-full e-flex e-con e-child\" data-id=\"0134b3a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6766f8 elementor-widget elementor-widget-heading\" data-id=\"f6766f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Charlene Brunet, <span>Butler Group of Company<\/span><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb1c972 elementor-widget elementor-widget-image\" data-id=\"cb1c972\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"96\" height=\"19\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/rating.webp\" class=\"attachment-large size-large wp-image-328\" alt=\"5 Star Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5363fa elementor-widget elementor-widget-image\" data-id=\"b5363fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"57\" height=\"57\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/google-logo.svg\" class=\"attachment-full size-full wp-image-322\" alt=\"Google Logo\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb32b16 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"cb32b16\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"41\" height=\"42\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/Group-149.webp\" class=\"attachment-full size-full wp-image-380\" alt=\"Tick Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"3\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 5\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e97152 e-flex e-con-boxed e-con e-child\" data-id=\"2e97152\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bd9c8b9 e-con-full fullHeight e-flex e-con e-child\" data-id=\"bd9c8b9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2179696 e-con-full fullHeight e-flex e-con e-child\" data-id=\"2179696\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee215ae elementor-widget elementor-widget-text-editor\" data-id=\"ee215ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u201cONA helps me with my personal insurance and my business insurance. They are my one stop shop when it comes to insurance and group benefits. I know I\u2019m covered in all areas. Great friendly service and knowledgeable staff!\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bc0d32e e-con-full e-flex e-con e-child\" data-id=\"bc0d32e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ee09b97 e-con-full e-flex e-con e-child\" data-id=\"ee09b97\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-294ea2f testi_img elementor-widget elementor-widget-image\" data-id=\"294ea2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"47\" height=\"47\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/J.svg\" class=\"attachment-full size-full wp-image-3188\" alt=\"James Carriveau, President - Oegema, Nicholson &amp; Associates\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1449dda e-con-full e-flex e-con e-child\" data-id=\"1449dda\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-214c0a3 e-con-full e-flex e-con e-child\" data-id=\"214c0a3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ac99073 e-con-full e-flex e-con e-child\" data-id=\"ac99073\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bab1386 elementor-widget elementor-widget-heading\" data-id=\"bab1386\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">James Carriveau,<span> President, Exact Interlock and Exact Properties<\/span><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a77333 elementor-widget elementor-widget-image\" data-id=\"8a77333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"96\" height=\"19\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/rating.webp\" class=\"attachment-large size-large wp-image-328\" alt=\"5 Star Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0967c47 elementor-widget elementor-widget-image\" data-id=\"0967c47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"57\" height=\"57\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/google-logo.svg\" class=\"attachment-full size-full wp-image-322\" alt=\"Google Logo\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86912e0 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"86912e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"41\" height=\"42\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/Group-149.webp\" class=\"attachment-full size-full wp-image-380\" alt=\"Tick Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"4\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 5\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de4c980 e-flex e-con-boxed e-con e-child\" data-id=\"de4c980\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-180fa26 e-con-full fullHeight e-flex e-con e-child\" data-id=\"180fa26\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-972f0ca e-con-full fullHeight e-flex e-con e-child\" data-id=\"972f0ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79aaebe elementor-widget elementor-widget-text-editor\" data-id=\"79aaebe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>&#8220;It\u2019s always a pleasure to deal with Oegema, Nicholson &amp; Associates, and I can depend on them for all my insurance needs. I have been a client for several years and whether it\u2019s regarding my personal insurance, or anything to do with our employee benefits or commercial needs, I know I\u2019m taken care of.&#8221;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-88a11ec e-con-full e-flex e-con e-child\" data-id=\"88a11ec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-28fb83b e-con-full e-flex e-con e-child\" data-id=\"28fb83b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c0fabf testi_img elementor-widget elementor-widget-image\" data-id=\"5c0fabf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"46\" height=\"47\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/R.svg\" class=\"attachment-full size-full wp-image-3185\" alt=\"Profile Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5adf865 e-con-full e-flex e-con e-child\" data-id=\"5adf865\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-28b09a5 e-con-full e-flex e-con e-child\" data-id=\"28b09a5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c2af7ff e-con-full e-flex e-con e-child\" data-id=\"c2af7ff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab9a733 elementor-widget elementor-widget-heading\" data-id=\"ab9a733\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Rhonda, <span>Capital Dodge<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb0921a elementor-widget elementor-widget-image\" data-id=\"bb0921a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"96\" height=\"19\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/rating.webp\" class=\"attachment-large size-large wp-image-328\" alt=\"5 Star Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40194aa elementor-widget elementor-widget-image\" data-id=\"40194aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"57\" height=\"57\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/google-logo.svg\" class=\"attachment-full size-full wp-image-322\" alt=\"Google Logo\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-701f911 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"701f911\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"41\" height=\"42\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/Group-149.webp\" class=\"attachment-full size-full wp-image-380\" alt=\"Tick Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"5\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 of 5\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d3f148 e-flex e-con-boxed e-con e-child\" data-id=\"1d3f148\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c850327 e-con-full fullHeight e-flex e-con e-child\" data-id=\"c850327\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-4325ad2 e-con-full fullHeight e-flex e-con e-child\" data-id=\"4325ad2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26a0615 elementor-widget elementor-widget-text-editor\" data-id=\"26a0615\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u201cI would like to thank Carol for everything she has done for me and my family over the years. It is my honest belief that we would not be in the position we are in if it was not for her guidance, expertise and honesty. We can\u2019t begin to thank her enough.\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d928c77 e-con-full e-flex e-con e-child\" data-id=\"d928c77\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4beb776 e-con-full e-flex e-con e-child\" data-id=\"4beb776\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8fbd85 testi_img elementor-widget elementor-widget-image\" data-id=\"b8fbd85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"46\" height=\"47\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/T.svg\" class=\"attachment-full size-full wp-image-3190\" alt=\"Profile Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a00fc4a e-con-full e-flex e-con e-child\" data-id=\"a00fc4a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8f16332 e-con-full e-flex e-con e-child\" data-id=\"8f16332\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0ed35e4 e-con-full e-flex e-con e-child\" data-id=\"0ed35e4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f84d38f elementor-widget elementor-widget-heading\" data-id=\"f84d38f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Tim<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27e0a1a elementor-widget elementor-widget-image\" data-id=\"27e0a1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"96\" height=\"19\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/rating.webp\" class=\"attachment-large size-large wp-image-328\" alt=\"5 Star Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1b1e81 elementor-widget elementor-widget-image\" data-id=\"d1b1e81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"57\" height=\"57\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/google-logo.svg\" class=\"attachment-full size-full wp-image-322\" alt=\"Google Logo\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-185e85d elementor-absolute elementor-widget elementor-widget-image\" data-id=\"185e85d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"41\" height=\"42\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/05\/Group-149.webp\" class=\"attachment-full size-full wp-image-380\" alt=\"Tick Icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Previous\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 21 20\" width=\"21\" height=\"20\"><title>arraow-right<\/title><style>\t\t.s0 { fill: none;stroke: #e8792a;stroke-linecap: round;stroke-linejoin: round;stroke-width: 1.5 } \t<\/style><path class=\"s0\" d=\"m19.5 9.9h-18m0 0l8.5-8.5m-8.5 8.5l8.5 8.5\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\" aria-label=\"Next\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"20\" viewBox=\"0 0 21 20\" fill=\"none\"><path d=\"M1.5 9.92432L19.5 9.92432M19.5 9.92432L11 1.42432M19.5 9.92432L11 18.4243\" stroke=\"#E8792A\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bee00f9 e-con-full e-flex e-con e-parent\" data-id=\"bee00f9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bb0a03 elementor-widget__width-inherit elementor-widget elementor-widget-shortcode\" data-id=\"7bb0a03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"section\" data-elementor-id=\"768\" class=\"elementor elementor-768\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-f79d907 service-areas-tab e-flex e-con-boxed e-con e-parent\" data-id=\"f79d907\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6081a60 e-con-full e-flex e-con e-child\" data-id=\"6081a60\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe84ccd elementor-widget elementor-widget-heading\" data-id=\"fe84ccd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Service Areas<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4571a7 elementor-widget elementor-widget-heading\" data-id=\"a4571a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insuring Individuals and Businesses in Ottawa and Beyond<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b5a5afd e-flex e-con-boxed e-con e-child\" data-id=\"b5a5afd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d09bcb e-n-tabs-none elementor-widget elementor-widget-n-tabs\" data-id=\"4d09bcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;tabs_justify_horizontal&quot;:&quot;stretch&quot;,&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"80780235\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-807802351\" data-tab-title-id=\"e-n-tab-title-807802351\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-807802351\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"31\" height=\"31\" viewBox=\"0 0 31 31\" fill=\"none\"><path d=\"M15.5031 10.1118C14.5086 10.1118 13.5548 10.5069 12.8515 11.2102C12.1482 11.9134 11.7531 12.8673 11.7531 13.8618C11.7531 14.8564 12.1482 15.8102 12.8515 16.5135C13.5548 17.2167 14.5086 17.6118 15.5031 17.6118C16.4977 17.6118 17.4515 17.2167 18.1548 16.5135C18.8581 15.8102 19.2531 14.8564 19.2531 13.8618C19.2531 12.8673 18.8581 11.9134 18.1548 11.2102C17.4515 10.5069 16.4977 10.1118 15.5031 10.1118ZM13.3156 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12.7253 13.9563 12.315C14.3666 11.9048 14.923 11.6743 15.5031 11.6743C16.0833 11.6743 16.6397 11.9048 17.0499 12.315C17.4602 12.7253 17.6906 13.2817 17.6906 13.8618C17.6906 14.442 17.4602 14.9984 17.0499 15.4086C16.6397 15.8188 16.0833 16.0493 15.5031 16.0493C14.923 16.0493 14.3666 15.8188 13.9563 15.4086C13.5461 14.9984 13.3156 14.442 13.3156 13.8618ZM23.625 20.4243L17.32 27.1181C17.0863 27.3663 16.8043 27.564 16.4913 27.6992C16.1783 27.8344 15.8409 27.9041 15.5 27.9041C15.1591 27.9041 14.8218 27.8344 14.5088 27.6992C14.1958 27.564 13.9138 27.3663 13.68 27.1181L7.37502 20.4243H7.39877L7.38814 20.4118L7.37502 20.3962C5.75661 18.4823 4.87061 16.0558 4.87502 13.5493C4.87502 7.68119 9.63189 2.92432 15.5 2.92432C21.3681 2.92432 26.125 7.68119 26.125 13.5493C26.1294 16.0558 25.2434 18.4823 23.625 20.3962L23.6119 20.4118L23.6013 20.4243H23.625ZM22.4106 19.4124C23.8033 17.7767 24.5664 15.6976 24.5625 13.5493C24.5625 8.54432 20.505 4.48682 15.5 4.48682C10.495 4.48682 6.43752 8.54432 6.43752 13.5493C6.43361 15.6976 7.19669 17.7767 8.58939 19.4124L8.78189 19.6393L14.8175 26.0462C14.9052 26.1393 15.0109 26.2134 15.1283 26.2641C15.2457 26.3148 15.3722 26.341 15.5 26.341C15.6279 26.341 15.7544 26.3148 15.8717 26.2641C15.9891 26.2134 16.0949 26.1393 16.1825 26.0462L22.2181 19.6393L22.4106 19.4124Z\" fill=\"white\"><\/path><\/svg>\t\t<\/span>\n\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tOrleans\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-807802351\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-807802351\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-10e245d e-con-full e-flex e-con e-child\" data-id=\"10e245d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4122d23 e-flex e-con-boxed e-con e-child\" data-id=\"4122d23\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7415cc4 e-con-full e-flex e-con e-child\" data-id=\"7415cc4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65e2b6a elementor-widget elementor-widget-heading\" data-id=\"65e2b6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurance Brokers in Ottawa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e45b27e e-con-full e-flex e-con e-child\" data-id=\"e45b27e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1276b92 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1276b92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"25\" viewBox=\"0 0 22 25\" fill=\"none\"><path d=\"M10.6281 7.2041C9.63358 7.2041 8.67975 7.59919 7.97649 8.30245C7.27323 9.00571 6.87814 9.95954 6.87814 10.9541C6.87814 11.9487 7.27323 12.9025 7.97649 13.6058C8.67975 14.309 9.63358 14.7041 10.6281 14.7041C11.6227 14.7041 12.5765 14.309 13.2798 13.6058C13.9831 12.9025 14.3781 11.9487 14.3781 10.9541C14.3781 9.95954 13.9831 9.00571 13.2798 8.30245C12.5765 7.59919 11.6227 7.2041 10.6281 7.2041ZM8.44064 10.9541C8.44064 10.3739 8.67111 9.81754 9.08135 9.4073C9.49158 8.99707 10.048 8.7666 10.6281 8.7666C11.2083 8.7666 11.7647 8.99707 12.1749 9.4073C12.5852 9.81754 12.8156 10.3739 12.8156 10.9541C12.8156 11.5343 12.5852 12.0907 12.1749 12.5009C11.7647 12.9111 11.2083 13.1416 10.6281 13.1416C10.048 13.1416 9.49158 12.9111 9.08135 12.5009C8.67111 12.0907 8.44064 11.5343 8.44064 10.9541ZM18.75 17.5166L12.445 24.2104C12.2113 24.4585 11.9293 24.6563 11.6163 24.7915C11.3033 24.9267 10.9659 24.9964 10.625 24.9964C10.2841 24.9964 9.94676 24.9267 9.63377 24.7915C9.32078 24.6563 9.03875 24.4585 8.80502 24.2104L2.50002 17.5166H2.52377L2.51314 17.5041L2.50002 17.4885C0.881606 15.5746 -0.00439342 13.148 1.63823e-05 10.6416C1.63823e-05 4.77348 4.75689 0.0166016 10.625 0.0166016C16.4931 0.0166016 21.25 4.77348 21.25 10.6416C21.2544 13.148 20.3684 15.5746 18.75 17.4885L18.7369 17.5041L18.7263 17.5166H18.75ZM17.5356 16.5047C18.9283 14.869 19.6914 12.7899 19.6875 10.6416C19.6875 5.6366 15.63 1.5791 10.625 1.5791C5.62002 1.5791 1.56252 5.6366 1.56252 10.6416C1.55861 12.7899 2.32169 14.869 3.71439 16.5047L3.90689 16.7316L9.94252 23.1385C10.0302 23.2316 10.1359 23.3057 10.2533 23.3564C10.3707 23.4071 10.4972 23.4332 10.625 23.4332C10.7529 23.4332 10.8794 23.4071 10.9967 23.3564C11.1141 23.3057 11.2199 23.2316 11.3075 23.1385L17.3431 16.7316L17.5356 16.5047Z\" fill=\"#0A3B84\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Address<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eba2383 elementor-widget elementor-widget-heading\" data-id=\"eba2383\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.google.com\/maps\/place\/Oegema,+Nicholson+%26+Associates+Insurance+Brokers+Ltd.\/@45.3402576,-75.755151,792m\/data=!3m2!1e3!4b1!4m6!3m5!1s0x4cce07113db4d4f5:0xc2080341bdcb44cc!8m2!3d45.3402576!4d-75.755151!16s%2Fg%2F1tdqh2q3?entry=ttu&#038;g_ep=EgoyMDI1MDUyNy4wIKXMDSoASAFQAw%3D%3D\" target=\"_blank\" rel=\"noopener\">1451 Woodroffe Avenue, Ottawa, Ontario K2G 1W1<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a81c3ca e-con-full e-flex e-con e-child\" data-id=\"a81c3ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c922e51 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c922e51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"23\" viewBox=\"0 0 22 23\" fill=\"none\"><path d=\"M13.4924 1.90347C13.5152 1.81795 13.5546 1.73776 13.6084 1.66748C13.6622 1.59721 13.7294 1.53824 13.806 1.49393C13.8826 1.44962 13.9672 1.42085 14.055 1.40927C14.1427 1.39768 14.2319 1.40351 14.3174 1.42641C15.9441 1.85074 17.4283 2.70107 18.617 3.88981C19.8058 5.07856 20.6561 6.56273 21.0804 8.18943C21.1033 8.27493 21.1092 8.3641 21.0976 8.45185C21.086 8.5396 21.0572 8.62421 21.0129 8.70083C20.9686 8.77746 20.9096 8.84459 20.8394 8.89841C20.7691 8.95223 20.6889 8.99166 20.6034 9.01446C20.5466 9.0295 20.4881 9.03705 20.4294 9.03691C20.281 9.037 20.1367 8.98809 20.019 8.89776C19.9013 8.80743 19.8167 8.68076 19.7783 8.5374C19.414 7.14011 18.6837 5.86524 17.6627 4.84417C16.6416 3.82311 15.3667 3.0928 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15.9502 21.7969 16.244C21.963 16.5377 22.0302 16.8771 21.9885 17.212V17.2087ZM20.6539 17.0425C20.6576 16.9956 20.6466 16.9487 20.6222 16.9084C20.5978 16.8681 20.5614 16.8365 20.5181 16.818L15.2143 14.4417C15.1853 14.4305 15.1543 14.4258 15.1233 14.4277C15.0923 14.4296 15.062 14.4382 15.0347 14.4529L12.2644 16.8102C12.2442 16.827 12.2228 16.8427 12.2015 16.8573C11.9755 17.008 11.7144 17.0976 11.4435 17.1172C11.1726 17.1369 10.9012 17.086 10.6558 16.9696C8.59494 15.9739 6.54078 13.9388 5.54513 11.897C5.42802 11.6531 5.37589 11.383 5.39379 11.113C5.41168 10.843 5.499 10.5822 5.64727 10.3558C5.66182 10.3334 5.67795 10.312 5.69554 10.2919L8.05839 7.47553C8.07189 7.44613 8.07889 7.41415 8.07889 7.3818C8.07889 7.34944 8.07189 7.31747 8.05839 7.28807L5.69554 2.00001C5.67994 1.95754 5.65187 1.92077 5.61502 1.89454C5.57816 1.8683 5.53424 1.8538 5.489 1.85296H5.46318C4.32154 2.00482 3.27421 2.56702 2.51675 3.43458C1.75929 4.30214 1.34349 5.41574 1.347 6.56743C1.347 14.6135 7.89338 21.1598 15.9394 21.1598C17.0913 21.1633 18.205 20.7474 19.0726 19.9897C19.9402 19.232 20.5023 18.1844 20.6539 17.0425Z\" fill=\"#0A3B84\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Phone<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44b3f24 elementor-widget elementor-widget-heading\" data-id=\"44b3f24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:6132241455\">613-224-1455<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a14150 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"0a14150\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#footerForm\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\"><path d=\"M1.0407 16.207L15.6546 1.59302M15.6546 1.59302L1.85259 1.59302M15.6546 1.59302L15.6546 15.3951\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Your Local Broker Today!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-564a183 e-con-full e-flex e-con e-child\" data-id=\"564a183\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a15577d elementor-widget elementor-widget-html\" data-id=\"a15577d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<iframe title=\"Google Maps\" src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m14!1m8!1m3!1d89742.33910842298!2d-75.77168222491369!3d45.33976614031062!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x4cce071115d409a5%3A0x448da3fd6f1d5029!2s1451%20Woodroffe%20Ave%2C%20Ottawa%2C%20ON%20K2G%201W1%2C%20Canada!5e0!3m2!1sen!2sus!4v1749561155236!5m2!1sen!2sus\" width=\"600\" height=\"450\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\"><\/iframe>>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-807802352\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-807802352\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-4f98993 e-con-full e-flex e-con e-child\" data-id=\"4f98993\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2ca2a9c e-flex e-con-boxed e-con e-child\" data-id=\"2ca2a9c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a626b18 e-con-full e-flex e-con e-child\" data-id=\"a626b18\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c116989 elementor-widget elementor-widget-heading\" data-id=\"c116989\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurance Brokers in Manotick<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b3c191a e-con-full e-flex e-con e-child\" data-id=\"b3c191a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3656528 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"3656528\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"25\" viewBox=\"0 0 22 25\" fill=\"none\"><path d=\"M10.6281 7.2041C9.63358 7.2041 8.67975 7.59919 7.97649 8.30245C7.27323 9.00571 6.87814 9.95954 6.87814 10.9541C6.87814 11.9487 7.27323 12.9025 7.97649 13.6058C8.67975 14.309 9.63358 14.7041 10.6281 14.7041C11.6227 14.7041 12.5765 14.309 13.2798 13.6058C13.9831 12.9025 14.3781 11.9487 14.3781 10.9541C14.3781 9.95954 13.9831 9.00571 13.2798 8.30245C12.5765 7.59919 11.6227 7.2041 10.6281 7.2041ZM8.44064 10.9541C8.44064 10.3739 8.67111 9.81754 9.08135 9.4073C9.49158 8.99707 10.048 8.7666 10.6281 8.7666C11.2083 8.7666 11.7647 8.99707 12.1749 9.4073C12.5852 9.81754 12.8156 10.3739 12.8156 10.9541C12.8156 11.5343 12.5852 12.0907 12.1749 12.5009C11.7647 12.9111 11.2083 13.1416 10.6281 13.1416C10.048 13.1416 9.49158 12.9111 9.08135 12.5009C8.67111 12.0907 8.44064 11.5343 8.44064 10.9541ZM18.75 17.5166L12.445 24.2104C12.2113 24.4585 11.9293 24.6563 11.6163 24.7915C11.3033 24.9267 10.9659 24.9964 10.625 24.9964C10.2841 24.9964 9.94676 24.9267 9.63377 24.7915C9.32078 24.6563 9.03875 24.4585 8.80502 24.2104L2.50002 17.5166H2.52377L2.51314 17.5041L2.50002 17.4885C0.881606 15.5746 -0.00439342 13.148 1.63823e-05 10.6416C1.63823e-05 4.77348 4.75689 0.0166016 10.625 0.0166016C16.4931 0.0166016 21.25 4.77348 21.25 10.6416C21.2544 13.148 20.3684 15.5746 18.75 17.4885L18.7369 17.5041L18.7263 17.5166H18.75ZM17.5356 16.5047C18.9283 14.869 19.6914 12.7899 19.6875 10.6416C19.6875 5.6366 15.63 1.5791 10.625 1.5791C5.62002 1.5791 1.56252 5.6366 1.56252 10.6416C1.55861 12.7899 2.32169 14.869 3.71439 16.5047L3.90689 16.7316L9.94252 23.1385C10.0302 23.2316 10.1359 23.3057 10.2533 23.3564C10.3707 23.4071 10.4972 23.4332 10.625 23.4332C10.7529 23.4332 10.8794 23.4071 10.9967 23.3564C11.1141 23.3057 11.2199 23.2316 11.3075 23.1385L17.3431 16.7316L17.5356 16.5047Z\" fill=\"#0A3B84\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Address<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ec6dbf elementor-widget elementor-widget-heading\" data-id=\"7ec6dbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.google.com\/maps\/place\/Oegema,+Nicholson+%26+Associates+Insurance+Brokers+Ltd.\/@45.2258432,-75.6855496,794m\/data=!3m2!1e3!4b1!4m6!3m5!1s0x4cce795555555555:0x7ae424b7430870fe!8m2!3d45.2258432!4d-75.6855496!16s%2Fg%2F1tjcp1vw?entry=ttu&#038;g_ep=EgoyMDI1MDUyNy4wIKXMDSoASAFQAw%3D%3D\" target=\"_blank\" rel=\"noopener\">5526 Manotick Main St, Manotick, ON K4M 1A2, Canada<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b6e44a e-con-full e-flex e-con e-child\" data-id=\"1b6e44a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5baef67 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5baef67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"23\" viewBox=\"0 0 22 23\" fill=\"none\"><path d=\"M13.4924 1.90347C13.5152 1.81795 13.5546 1.73776 13.6084 1.66748C13.6622 1.59721 13.7294 1.53824 13.806 1.49393C13.8826 1.44962 13.9672 1.42085 14.055 1.40927C14.1427 1.39768 14.2319 1.40351 14.3174 1.42641C15.9441 1.85074 17.4283 2.70107 18.617 3.88981C19.8058 5.07856 20.6561 6.56273 21.0804 8.18943C21.1033 8.27493 21.1092 8.3641 21.0976 8.45185C21.086 8.5396 21.0572 8.62421 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13.0622 9.46487 14.8941 11.2496 15.7528C11.2794 15.7664 11.312 15.7728 11.3447 15.7717C11.3774 15.7705 11.4095 15.7617 11.4382 15.7461L14.2096 13.3888C14.2295 13.3717 14.2505 13.3559 14.2725 13.3417C14.49 13.1967 14.7402 13.1082 15.0005 13.0843C15.2608 13.0604 15.5229 13.1018 15.7632 13.2047L21.0658 15.581C21.3744 15.7178 21.6307 15.9502 21.7969 16.244C21.963 16.5377 22.0302 16.8771 21.9885 17.212V17.2087ZM20.6539 17.0425C20.6576 16.9956 20.6466 16.9487 20.6222 16.9084C20.5978 16.8681 20.5614 16.8365 20.5181 16.818L15.2143 14.4417C15.1853 14.4305 15.1543 14.4258 15.1233 14.4277C15.0923 14.4296 15.062 14.4382 15.0347 14.4529L12.2644 16.8102C12.2442 16.827 12.2228 16.8427 12.2015 16.8573C11.9755 17.008 11.7144 17.0976 11.4435 17.1172C11.1726 17.1369 10.9012 17.086 10.6558 16.9696C8.59494 15.9739 6.54078 13.9388 5.54513 11.897C5.42802 11.6531 5.37589 11.383 5.39379 11.113C5.41168 10.843 5.499 10.5822 5.64727 10.3558C5.66182 10.3334 5.67795 10.312 5.69554 10.2919L8.05839 7.47553C8.07189 7.44613 8.07889 7.41415 8.07889 7.3818C8.07889 7.34944 8.07189 7.31747 8.05839 7.28807L5.69554 2.00001C5.67994 1.95754 5.65187 1.92077 5.61502 1.89454C5.57816 1.8683 5.53424 1.8538 5.489 1.85296H5.46318C4.32154 2.00482 3.27421 2.56702 2.51675 3.43458C1.75929 4.30214 1.34349 5.41574 1.347 6.56743C1.347 14.6135 7.89338 21.1598 15.9394 21.1598C17.0913 21.1633 18.205 20.7474 19.0726 19.9897C19.9402 19.232 20.5023 18.1844 20.6539 17.0425Z\" fill=\"#0A3B84\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Phone<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3ea554 elementor-widget elementor-widget-heading\" data-id=\"e3ea554\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:+16136923403\">+1 613 692 3403<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6da461a elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"6da461a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#footerForm\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\"><path d=\"M1.0407 16.207L15.6546 1.59302M15.6546 1.59302L1.85259 1.59302M15.6546 1.59302L15.6546 15.3951\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Your Local Broker Today!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f49592f e-con-full e-flex e-con e-child\" data-id=\"f49592f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b63aa4 elementor-widget elementor-widget-html\" data-id=\"1b63aa4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<iframe title=\"Google Maps\" src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m14!1m8!1m3!1d11240.341032713844!2d-75.68555!3d45.225843!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x4cce795555555555%3A0x7ae424b7430870fe!2sOegema%2C%20Nicholson%20%26%20Associates%20Insurance%20Brokers%20Ltd.!5e0!3m2!1sen!2sus!4v1749561551898!5m2!1sen!2sus\" width=\"600\" height=\"450\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\"><\/iframe>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-807802353\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-807802353\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-4160c0b e-flex e-con-boxed e-con e-child\" data-id=\"4160c0b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7fa15fc e-con-full e-flex e-con e-child\" data-id=\"7fa15fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c91e01e e-con-full e-flex e-con e-child\" data-id=\"c91e01e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd33a69 elementor-widget elementor-widget-heading\" data-id=\"fd33a69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurance Brokers in Almonte<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-04b9266 e-con-full e-flex e-con e-child\" data-id=\"04b9266\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8522c8 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b8522c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"25\" viewBox=\"0 0 22 25\" fill=\"none\"><path d=\"M10.6281 7.2041C9.63358 7.2041 8.67975 7.59919 7.97649 8.30245C7.27323 9.00571 6.87814 9.95954 6.87814 10.9541C6.87814 11.9487 7.27323 12.9025 7.97649 13.6058C8.67975 14.309 9.63358 14.7041 10.6281 14.7041C11.6227 14.7041 12.5765 14.309 13.2798 13.6058C13.9831 12.9025 14.3781 11.9487 14.3781 10.9541C14.3781 9.95954 13.9831 9.00571 13.2798 8.30245C12.5765 7.59919 11.6227 7.2041 10.6281 7.2041ZM8.44064 10.9541C8.44064 10.3739 8.67111 9.81754 9.08135 9.4073C9.49158 8.99707 10.048 8.7666 10.6281 8.7666C11.2083 8.7666 11.7647 8.99707 12.1749 9.4073C12.5852 9.81754 12.8156 10.3739 12.8156 10.9541C12.8156 11.5343 12.5852 12.0907 12.1749 12.5009C11.7647 12.9111 11.2083 13.1416 10.6281 13.1416C10.048 13.1416 9.49158 12.9111 9.08135 12.5009C8.67111 12.0907 8.44064 11.5343 8.44064 10.9541ZM18.75 17.5166L12.445 24.2104C12.2113 24.4585 11.9293 24.6563 11.6163 24.7915C11.3033 24.9267 10.9659 24.9964 10.625 24.9964C10.2841 24.9964 9.94676 24.9267 9.63377 24.7915C9.32078 24.6563 9.03875 24.4585 8.80502 24.2104L2.50002 17.5166H2.52377L2.51314 17.5041L2.50002 17.4885C0.881606 15.5746 -0.00439342 13.148 1.63823e-05 10.6416C1.63823e-05 4.77348 4.75689 0.0166016 10.625 0.0166016C16.4931 0.0166016 21.25 4.77348 21.25 10.6416C21.2544 13.148 20.3684 15.5746 18.75 17.4885L18.7369 17.5041L18.7263 17.5166H18.75ZM17.5356 16.5047C18.9283 14.869 19.6914 12.7899 19.6875 10.6416C19.6875 5.6366 15.63 1.5791 10.625 1.5791C5.62002 1.5791 1.56252 5.6366 1.56252 10.6416C1.55861 12.7899 2.32169 14.869 3.71439 16.5047L3.90689 16.7316L9.94252 23.1385C10.0302 23.2316 10.1359 23.3057 10.2533 23.3564C10.3707 23.4071 10.4972 23.4332 10.625 23.4332C10.7529 23.4332 10.8794 23.4071 10.9967 23.3564C11.1141 23.3057 11.2199 23.2316 11.3075 23.1385L17.3431 16.7316L17.5356 16.5047Z\" fill=\"#0A3B84\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Address<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c91cb4e elementor-widget elementor-widget-heading\" data-id=\"c91cb4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.google.com\/maps\/place\/Oegema,+Nicholson+%26+Associates+Insurance+Brokers+Ltd.\/@45.2224971,-76.195569,794m\/data=!3m2!1e3!4b1!4m6!3m5!1s0x4cd21a85f5f5e85b:0x2940ce9236ef917d!8m2!3d45.2224971!4d-76.195569!16s%2Fg%2F1vc81fk1?entry=ttu&#038;g_ep=EgoyMDI1MDUyNy4wIKXMDSoASAFQAw%3D%3D\" target=\"_blank\" rel=\"noopener\">154 Bridge St, Almonte, ON K0A 1A0, Canada<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-99feb9d e-con-full e-flex e-con e-child\" data-id=\"99feb9d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7828505 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7828505\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"23\" viewBox=\"0 0 22 23\" fill=\"none\"><path d=\"M13.4924 1.90347C13.5152 1.81795 13.5546 1.73776 13.6084 1.66748C13.6622 1.59721 13.7294 1.53824 13.806 1.49393C13.8826 1.44962 13.9672 1.42085 14.055 1.40927C14.1427 1.39768 14.2319 1.40351 14.3174 1.42641C15.9441 1.85074 17.4283 2.70107 18.617 3.88981C19.8058 5.07856 20.6561 6.56273 21.0804 8.18943C21.1033 8.27493 21.1092 8.3641 21.0976 8.45185C21.086 8.5396 21.0572 8.62421 21.0129 8.70083C20.9686 8.77746 20.9096 8.84459 20.8394 8.89841C20.7691 8.95223 20.6889 8.99166 20.6034 9.01446C20.5466 9.0295 20.4881 9.03705 20.4294 9.03691C20.281 9.037 20.1367 8.98809 20.019 8.89776C19.9013 8.80743 19.8167 8.68076 19.7783 8.5374C19.414 7.14011 18.6837 5.86524 17.6627 4.84417C16.6416 3.82311 15.3667 3.0928 13.9694 2.7285C13.8839 2.7057 13.8037 2.66627 13.7334 2.61245C13.6632 2.55864 13.6042 2.4915 13.5599 2.41487C13.5156 2.33825 13.4868 2.25364 13.4752 2.16589C13.4636 2.07814 13.4695 1.98897 13.4924 1.90347ZM13.0714 6.32048C14.7047 6.75601 15.7508 7.80217 16.1864 9.4354C16.2247 9.57875 16.3093 9.70543 16.427 9.79575C16.5448 9.88608 16.689 9.935 16.8374 9.93491C16.8961 9.93504 16.9546 9.9275 17.0114 9.91246C17.0969 9.88966 17.1771 9.85022 17.2474 9.7964C17.3176 9.74259 17.3766 9.67545 17.4209 9.59883C17.4652 9.5222 17.494 9.4376 17.5056 9.34985C17.5172 9.2621 17.5114 9.17292 17.4884 9.08743C16.9272 6.98724 15.5196 5.57963 13.4194 5.01839C13.3339 4.99554 13.2448 4.98976 13.157 5.00137C13.0693 5.01297 12.9847 5.04175 12.9081 5.08605C12.8315 5.13035 12.7643 5.1893 12.7105 5.25955C12.6567 5.32979 12.6172 5.40995 12.5944 5.49545C12.5715 5.58094 12.5657 5.6701 12.5774 5.75784C12.589 5.84557 12.6177 5.93016 12.662 6.00677C12.7063 6.08338 12.7653 6.15051 12.8355 6.20434C12.9058 6.25817 12.9859 6.29763 13.0714 6.32048ZM21.9885 17.2087C21.7962 18.676 21.0761 20.0231 19.9628 20.9982C18.8496 21.9733 17.4193 22.5096 15.9394 22.5068C7.15029 22.5068 1.11937e-05 15.3565 1.11937e-05 6.56743C-0.00282395 5.08803 0.532993 3.65819 1.50737 2.545C2.48176 1.4318 3.82806 0.711384 5.29481 0.518315C5.63245 0.477283 5.9743 0.546904 6.269 0.716721C6.5637 0.886539 6.79535 1.14739 6.92916 1.46009L9.29762 6.74703C9.40219 6.98637 9.44546 7.24801 9.42351 7.50828C9.40156 7.76855 9.31509 8.01925 9.1719 8.2377C9.15746 8.25993 9.14172 8.2813 9.12475 8.30168L6.75966 11.1146C6.7453 11.1438 6.73783 11.1759 6.73783 11.2084C6.73783 11.2409 6.7453 11.2729 6.75966 11.3021C7.61949 13.0622 9.46487 14.8941 11.2496 15.7528C11.2794 15.7664 11.312 15.7728 11.3447 15.7717C11.3774 15.7705 11.4095 15.7617 11.4382 15.7461L14.2096 13.3888C14.2295 13.3717 14.2505 13.3559 14.2725 13.3417C14.49 13.1967 14.7402 13.1082 15.0005 13.0843C15.2608 13.0604 15.5229 13.1018 15.7632 13.2047L21.0658 15.581C21.3744 15.7178 21.6307 15.9502 21.7969 16.244C21.963 16.5377 22.0302 16.8771 21.9885 17.212V17.2087ZM20.6539 17.0425C20.6576 16.9956 20.6466 16.9487 20.6222 16.9084C20.5978 16.8681 20.5614 16.8365 20.5181 16.818L15.2143 14.4417C15.1853 14.4305 15.1543 14.4258 15.1233 14.4277C15.0923 14.4296 15.062 14.4382 15.0347 14.4529L12.2644 16.8102C12.2442 16.827 12.2228 16.8427 12.2015 16.8573C11.9755 17.008 11.7144 17.0976 11.4435 17.1172C11.1726 17.1369 10.9012 17.086 10.6558 16.9696C8.59494 15.9739 6.54078 13.9388 5.54513 11.897C5.42802 11.6531 5.37589 11.383 5.39379 11.113C5.41168 10.843 5.499 10.5822 5.64727 10.3558C5.66182 10.3334 5.67795 10.312 5.69554 10.2919L8.05839 7.47553C8.07189 7.44613 8.07889 7.41415 8.07889 7.3818C8.07889 7.34944 8.07189 7.31747 8.05839 7.28807L5.69554 2.00001C5.67994 1.95754 5.65187 1.92077 5.61502 1.89454C5.57816 1.8683 5.53424 1.8538 5.489 1.85296H5.46318C4.32154 2.00482 3.27421 2.56702 2.51675 3.43458C1.75929 4.30214 1.34349 5.41574 1.347 6.56743C1.347 14.6135 7.89338 21.1598 15.9394 21.1598C17.0913 21.1633 18.205 20.7474 19.0726 19.9897C19.9402 19.232 20.5023 18.1844 20.6539 17.0425Z\" fill=\"#0A3B84\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Phone<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e077a20 elementor-widget elementor-widget-heading\" data-id=\"e077a20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:+16132563044\">+1 613 256 3044<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d28550 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"1d28550\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#footerForm\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\"><path d=\"M1.0407 16.207L15.6546 1.59302M15.6546 1.59302L1.85259 1.59302M15.6546 1.59302L15.6546 15.3951\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Your Local Broker Today!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4589bb7 e-con-full e-flex e-con e-child\" data-id=\"4589bb7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a0a6033 elementor-widget elementor-widget-html\" data-id=\"a0a6033\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<iframe title=\"Google Maps\" src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m14!1m8!1m3!1d11241.002630382553!2d-76.195569!3d45.222497!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x4cd21a85f5f5e85b%3A0x2940ce9236ef917d!2sOegema%2C%20Nicholson%20%26%20Associates%20Insurance%20Brokers%20Ltd.!5e0!3m2!1sen!2sus!4v1749561600355!5m2!1sen!2sus\" width=\"600\" height=\"450\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\"><\/iframe>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-807802354\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-807802354\" data-tab-index=\"4\" style=\"--n-tabs-title-order: 4;\" class=\" elementor-element elementor-element-9adc257 e-con-full e-flex e-con e-child\" data-id=\"9adc257\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-867b0ef e-flex e-con-boxed e-con e-child\" data-id=\"867b0ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bfd9234 e-con-full e-flex e-con e-child\" data-id=\"bfd9234\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-807e377 elementor-widget elementor-widget-heading\" data-id=\"807e377\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurance Brokers in Russell<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-35bfbc1 e-con-full e-flex e-con e-child\" data-id=\"35bfbc1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0530756 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0530756\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"25\" viewBox=\"0 0 22 25\" fill=\"none\"><path d=\"M10.6281 7.2041C9.63358 7.2041 8.67975 7.59919 7.97649 8.30245C7.27323 9.00571 6.87814 9.95954 6.87814 10.9541C6.87814 11.9487 7.27323 12.9025 7.97649 13.6058C8.67975 14.309 9.63358 14.7041 10.6281 14.7041C11.6227 14.7041 12.5765 14.309 13.2798 13.6058C13.9831 12.9025 14.3781 11.9487 14.3781 10.9541C14.3781 9.95954 13.9831 9.00571 13.2798 8.30245C12.5765 7.59919 11.6227 7.2041 10.6281 7.2041ZM8.44064 10.9541C8.44064 10.3739 8.67111 9.81754 9.08135 9.4073C9.49158 8.99707 10.048 8.7666 10.6281 8.7666C11.2083 8.7666 11.7647 8.99707 12.1749 9.4073C12.5852 9.81754 12.8156 10.3739 12.8156 10.9541C12.8156 11.5343 12.5852 12.0907 12.1749 12.5009C11.7647 12.9111 11.2083 13.1416 10.6281 13.1416C10.048 13.1416 9.49158 12.9111 9.08135 12.5009C8.67111 12.0907 8.44064 11.5343 8.44064 10.9541ZM18.75 17.5166L12.445 24.2104C12.2113 24.4585 11.9293 24.6563 11.6163 24.7915C11.3033 24.9267 10.9659 24.9964 10.625 24.9964C10.2841 24.9964 9.94676 24.9267 9.63377 24.7915C9.32078 24.6563 9.03875 24.4585 8.80502 24.2104L2.50002 17.5166H2.52377L2.51314 17.5041L2.50002 17.4885C0.881606 15.5746 -0.00439342 13.148 1.63823e-05 10.6416C1.63823e-05 4.77348 4.75689 0.0166016 10.625 0.0166016C16.4931 0.0166016 21.25 4.77348 21.25 10.6416C21.2544 13.148 20.3684 15.5746 18.75 17.4885L18.7369 17.5041L18.7263 17.5166H18.75ZM17.5356 16.5047C18.9283 14.869 19.6914 12.7899 19.6875 10.6416C19.6875 5.6366 15.63 1.5791 10.625 1.5791C5.62002 1.5791 1.56252 5.6366 1.56252 10.6416C1.55861 12.7899 2.32169 14.869 3.71439 16.5047L3.90689 16.7316L9.94252 23.1385C10.0302 23.2316 10.1359 23.3057 10.2533 23.3564C10.3707 23.4071 10.4972 23.4332 10.625 23.4332C10.7529 23.4332 10.8794 23.4071 10.9967 23.3564C11.1141 23.3057 11.2199 23.2316 11.3075 23.1385L17.3431 16.7316L17.5356 16.5047Z\" fill=\"#0A3B84\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Address<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d7fc07 elementor-widget elementor-widget-heading\" data-id=\"0d7fc07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.google.com\/maps\/place\/Oegema,+Nicholson+%26+Associates+Insurance+Brokers+Ltd.\/@45.2586364,-75.3549748,794m\/data=!3m2!1e3!4b1!4m6!3m5!1s0x4ccdd8774a91a747:0x1e8cfc2562210465!8m2!3d45.2586364!4d-75.3549748!16s%2Fg%2F1tf5k86n?entry=ttu&#038;g_ep=EgoyMDI1MDUyNy4wIKXMDSoASAFQAw%3D%3D\" target=\"_blank\" rel=\"noopener\">243 Castor St, Russell, ON K4R 1B8, Canada<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-918ef33 e-con-full e-flex e-con e-child\" data-id=\"918ef33\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10acb51 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"10acb51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"23\" viewBox=\"0 0 22 23\" fill=\"none\"><path d=\"M13.4924 1.90347C13.5152 1.81795 13.5546 1.73776 13.6084 1.66748C13.6622 1.59721 13.7294 1.53824 13.806 1.49393C13.8826 1.44962 13.9672 1.42085 14.055 1.40927C14.1427 1.39768 14.2319 1.40351 14.3174 1.42641C15.9441 1.85074 17.4283 2.70107 18.617 3.88981C19.8058 5.07856 20.6561 6.56273 21.0804 8.18943C21.1033 8.27493 21.1092 8.3641 21.0976 8.45185C21.086 8.5396 21.0572 8.62421 21.0129 8.70083C20.9686 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14.8941 11.2496 15.7528C11.2794 15.7664 11.312 15.7728 11.3447 15.7717C11.3774 15.7705 11.4095 15.7617 11.4382 15.7461L14.2096 13.3888C14.2295 13.3717 14.2505 13.3559 14.2725 13.3417C14.49 13.1967 14.7402 13.1082 15.0005 13.0843C15.2608 13.0604 15.5229 13.1018 15.7632 13.2047L21.0658 15.581C21.3744 15.7178 21.6307 15.9502 21.7969 16.244C21.963 16.5377 22.0302 16.8771 21.9885 17.212V17.2087ZM20.6539 17.0425C20.6576 16.9956 20.6466 16.9487 20.6222 16.9084C20.5978 16.8681 20.5614 16.8365 20.5181 16.818L15.2143 14.4417C15.1853 14.4305 15.1543 14.4258 15.1233 14.4277C15.0923 14.4296 15.062 14.4382 15.0347 14.4529L12.2644 16.8102C12.2442 16.827 12.2228 16.8427 12.2015 16.8573C11.9755 17.008 11.7144 17.0976 11.4435 17.1172C11.1726 17.1369 10.9012 17.086 10.6558 16.9696C8.59494 15.9739 6.54078 13.9388 5.54513 11.897C5.42802 11.6531 5.37589 11.383 5.39379 11.113C5.41168 10.843 5.499 10.5822 5.64727 10.3558C5.66182 10.3334 5.67795 10.312 5.69554 10.2919L8.05839 7.47553C8.07189 7.44613 8.07889 7.41415 8.07889 7.3818C8.07889 7.34944 8.07189 7.31747 8.05839 7.28807L5.69554 2.00001C5.67994 1.95754 5.65187 1.92077 5.61502 1.89454C5.57816 1.8683 5.53424 1.8538 5.489 1.85296H5.46318C4.32154 2.00482 3.27421 2.56702 2.51675 3.43458C1.75929 4.30214 1.34349 5.41574 1.347 6.56743C1.347 14.6135 7.89338 21.1598 15.9394 21.1598C17.0913 21.1633 18.205 20.7474 19.0726 19.9897C19.9402 19.232 20.5023 18.1844 20.6539 17.0425Z\" fill=\"#0A3B84\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Phone<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d0cb59 elementor-widget elementor-widget-heading\" data-id=\"4d0cb59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:+16134455221\">+1 613 445 5221<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c687d33 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"c687d33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#footerForm\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\"><path d=\"M1.0407 16.207L15.6546 1.59302M15.6546 1.59302L1.85259 1.59302M15.6546 1.59302L15.6546 15.3951\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Your Local Broker Today!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-787e81e e-con-full e-flex e-con e-child\" data-id=\"787e81e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ffd9c55 elementor-widget elementor-widget-html\" data-id=\"ffd9c55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<iframe title=\"Google Maps\" src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m14!1m8!1m3!1d11233.854912005394!2d-75.354975!3d45.258636!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x4ccdd8774a91a747%3A0x1e8cfc2562210465!2sOegema%2C%20Nicholson%20%26%20Associates%20Insurance%20Brokers%20Ltd.!5e0!3m2!1sen!2sus!4v1749561628191!5m2!1sen!2sus\" width=\"600\" height=\"450\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\"><\/iframe>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-807802355\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-807802355\" data-tab-index=\"5\" style=\"--n-tabs-title-order: 5;\" class=\" elementor-element elementor-element-da321eb e-con-full e-flex e-con e-child\" data-id=\"da321eb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-507ca2e e-flex e-con-boxed e-con e-child\" data-id=\"507ca2e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6d2e07c e-con-full e-flex e-con e-child\" data-id=\"6d2e07c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b2b602 elementor-widget elementor-widget-heading\" data-id=\"2b2b602\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurance Brokers in Orleans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f48ff76 e-con-full e-flex e-con e-child\" data-id=\"f48ff76\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32c647d elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"32c647d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"25\" viewBox=\"0 0 22 25\" fill=\"none\"><path d=\"M10.6281 7.2041C9.63358 7.2041 8.67975 7.59919 7.97649 8.30245C7.27323 9.00571 6.87814 9.95954 6.87814 10.9541C6.87814 11.9487 7.27323 12.9025 7.97649 13.6058C8.67975 14.309 9.63358 14.7041 10.6281 14.7041C11.6227 14.7041 12.5765 14.309 13.2798 13.6058C13.9831 12.9025 14.3781 11.9487 14.3781 10.9541C14.3781 9.95954 13.9831 9.00571 13.2798 8.30245C12.5765 7.59919 11.6227 7.2041 10.6281 7.2041ZM8.44064 10.9541C8.44064 10.3739 8.67111 9.81754 9.08135 9.4073C9.49158 8.99707 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2.32169 14.869 3.71439 16.5047L3.90689 16.7316L9.94252 23.1385C10.0302 23.2316 10.1359 23.3057 10.2533 23.3564C10.3707 23.4071 10.4972 23.4332 10.625 23.4332C10.7529 23.4332 10.8794 23.4071 10.9967 23.3564C11.1141 23.3057 11.2199 23.2316 11.3075 23.1385L17.3431 16.7316L17.5356 16.5047Z\" fill=\"#0A3B84\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Address<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8b0327 elementor-widget elementor-widget-heading\" data-id=\"f8b0327\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.google.com\/maps\/place\/Oegema,+Nicholson+%26+Associates+Insurance+Brokers+Ltd.\/@45.4891092,-75.4786366,790m\/data=!3m2!1e3!4b1!4m6!3m5!1s0x4cce11c71193db2d:0xe6f4a979b128154b!8m2!3d45.4891092!4d-75.4786366!16s%2Fg%2F1hc2tbzf2?entry=ttu&#038;g_ep=EgoyMDI1MDUyNy4wIKXMDSoASAFQAw%3D%3D\" target=\"_blank\" rel=\"noopener\">3809 St Joseph Blvd #3, Orl\u00e9ans, ON K4A 0Z8, Canada<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b5ffa0f e-con-full e-flex e-con e-child\" data-id=\"b5ffa0f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9588d3b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"9588d3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"23\" viewBox=\"0 0 22 23\" fill=\"none\"><path d=\"M13.4924 1.90347C13.5152 1.81795 13.5546 1.73776 13.6084 1.66748C13.6622 1.59721 13.7294 1.53824 13.806 1.49393C13.8826 1.44962 13.9672 1.42085 14.055 1.40927C14.1427 1.39768 14.2319 1.40351 14.3174 1.42641C15.9441 1.85074 17.4283 2.70107 18.617 3.88981C19.8058 5.07856 20.6561 6.56273 21.0804 8.18943C21.1033 8.27493 21.1092 8.3641 21.0976 8.45185C21.086 8.5396 21.0572 8.62421 21.0129 8.70083C20.9686 8.77746 20.9096 8.84459 20.8394 8.89841C20.7691 8.95223 20.6889 8.99166 20.6034 9.01446C20.5466 9.0295 20.4881 9.03705 20.4294 9.03691C20.281 9.037 20.1367 8.98809 20.019 8.89776C19.9013 8.80743 19.8167 8.68076 19.7783 8.5374C19.414 7.14011 18.6837 5.86524 17.6627 4.84417C16.6416 3.82311 15.3667 3.0928 13.9694 2.7285C13.8839 2.7057 13.8037 2.66627 13.7334 2.61245C13.6632 2.55864 13.6042 2.4915 13.5599 2.41487C13.5156 2.33825 13.4868 2.25364 13.4752 2.16589C13.4636 2.07814 13.4695 1.98897 13.4924 1.90347ZM13.0714 6.32048C14.7047 6.75601 15.7508 7.80217 16.1864 9.4354C16.2247 9.57875 16.3093 9.70543 16.427 9.79575C16.5448 9.88608 16.689 9.935 16.8374 9.93491C16.8961 9.93504 16.9546 9.9275 17.0114 9.91246C17.0969 9.88966 17.1771 9.85022 17.2474 9.7964C17.3176 9.74259 17.3766 9.67545 17.4209 9.59883C17.4652 9.5222 17.494 9.4376 17.5056 9.34985C17.5172 9.2621 17.5114 9.17292 17.4884 9.08743C16.9272 6.98724 15.5196 5.57963 13.4194 5.01839C13.3339 4.99554 13.2448 4.98976 13.157 5.00137C13.0693 5.01297 12.9847 5.04175 12.9081 5.08605C12.8315 5.13035 12.7643 5.1893 12.7105 5.25955C12.6567 5.32979 12.6172 5.40995 12.5944 5.49545C12.5715 5.58094 12.5657 5.6701 12.5774 5.75784C12.589 5.84557 12.6177 5.93016 12.662 6.00677C12.7063 6.08338 12.7653 6.15051 12.8355 6.20434C12.9058 6.25817 12.9859 6.29763 13.0714 6.32048ZM21.9885 17.2087C21.7962 18.676 21.0761 20.0231 19.9628 20.9982C18.8496 21.9733 17.4193 22.5096 15.9394 22.5068C7.15029 22.5068 1.11937e-05 15.3565 1.11937e-05 6.56743C-0.00282395 5.08803 0.532993 3.65819 1.50737 2.545C2.48176 1.4318 3.82806 0.711384 5.29481 0.518315C5.63245 0.477283 5.9743 0.546904 6.269 0.716721C6.5637 0.886539 6.79535 1.14739 6.92916 1.46009L9.29762 6.74703C9.40219 6.98637 9.44546 7.24801 9.42351 7.50828C9.40156 7.76855 9.31509 8.01925 9.1719 8.2377C9.15746 8.25993 9.14172 8.2813 9.12475 8.30168L6.75966 11.1146C6.7453 11.1438 6.73783 11.1759 6.73783 11.2084C6.73783 11.2409 6.7453 11.2729 6.75966 11.3021C7.61949 13.0622 9.46487 14.8941 11.2496 15.7528C11.2794 15.7664 11.312 15.7728 11.3447 15.7717C11.3774 15.7705 11.4095 15.7617 11.4382 15.7461L14.2096 13.3888C14.2295 13.3717 14.2505 13.3559 14.2725 13.3417C14.49 13.1967 14.7402 13.1082 15.0005 13.0843C15.2608 13.0604 15.5229 13.1018 15.7632 13.2047L21.0658 15.581C21.3744 15.7178 21.6307 15.9502 21.7969 16.244C21.963 16.5377 22.0302 16.8771 21.9885 17.212V17.2087ZM20.6539 17.0425C20.6576 16.9956 20.6466 16.9487 20.6222 16.9084C20.5978 16.8681 20.5614 16.8365 20.5181 16.818L15.2143 14.4417C15.1853 14.4305 15.1543 14.4258 15.1233 14.4277C15.0923 14.4296 15.062 14.4382 15.0347 14.4529L12.2644 16.8102C12.2442 16.827 12.2228 16.8427 12.2015 16.8573C11.9755 17.008 11.7144 17.0976 11.4435 17.1172C11.1726 17.1369 10.9012 17.086 10.6558 16.9696C8.59494 15.9739 6.54078 13.9388 5.54513 11.897C5.42802 11.6531 5.37589 11.383 5.39379 11.113C5.41168 10.843 5.499 10.5822 5.64727 10.3558C5.66182 10.3334 5.67795 10.312 5.69554 10.2919L8.05839 7.47553C8.07189 7.44613 8.07889 7.41415 8.07889 7.3818C8.07889 7.34944 8.07189 7.31747 8.05839 7.28807L5.69554 2.00001C5.67994 1.95754 5.65187 1.92077 5.61502 1.89454C5.57816 1.8683 5.53424 1.8538 5.489 1.85296H5.46318C4.32154 2.00482 3.27421 2.56702 2.51675 3.43458C1.75929 4.30214 1.34349 5.41574 1.347 6.56743C1.347 14.6135 7.89338 21.1598 15.9394 21.1598C17.0913 21.1633 18.205 20.7474 19.0726 19.9897C19.9402 19.232 20.5023 18.1844 20.6539 17.0425Z\" fill=\"#0A3B84\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Phone<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48ebfad elementor-widget elementor-widget-heading\" data-id=\"48ebfad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:+16135907373\">+1 613 590 7373<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e865b66 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"e865b66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#footerForm\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\"><path d=\"M1.0407 16.207L15.6546 1.59302M15.6546 1.59302L1.85259 1.59302M15.6546 1.59302L15.6546 15.3951\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Your Local Broker Today!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-756ef3a e-con-full e-flex e-con e-child\" data-id=\"756ef3a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-91c25c1 elementor-widget elementor-widget-html\" data-id=\"91c25c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<iframe title=\"Google Maps\" src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m14!1m8!1m3!1d11188.166008479975!2d-75.478637!3d45.489109!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x4cce11c71193db2d%3A0xe6f4a979b128154b!2sOegema%2C%20Nicholson%20%26%20Associates%20Insurance%20Brokers%20Ltd.!5e0!3m2!1sen!2sus!4v1749561653786!5m2!1sen!2sus\" width=\"600\" height=\"450\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\"><\/iframe>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-749fa66 e-con-full e-flex e-con e-parent\" data-id=\"749fa66\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b769e0f elementor-widget__width-inherit elementor-widget elementor-widget-shortcode\" data-id=\"b769e0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"1143\" class=\"elementor elementor-1143\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2484dafe e-flex e-con-boxed e-con e-parent\" data-id=\"2484dafe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6ef728f2 e-con-full e-flex e-con e-child\" data-id=\"6ef728f2\" data-element_type=\"container\" data-e-type=\"container\" id=\"footerForm\">\n\t\t<div class=\"elementor-element elementor-element-78beacca e-con-full e-flex e-con e-child\" data-id=\"78beacca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4cbe1d08 elementor-widget elementor-widget-heading\" data-id=\"4cbe1d08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Contact Us<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-293ef982 elementor-widget elementor-widget-heading\" data-id=\"293ef982\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Let\u2019s Talk Insurance <br>\n<span>Get in Touch For a Free Consultation<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-33da99ef e-con-full e-flex e-con e-child\" data-id=\"33da99ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79565834 elementor-button-align-center elementor-widget__width-initial contact-form elementor-widget elementor-widget-form\" data-id=\"79565834\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\" aria-label=\"New Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"1143\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"79565834\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Condo Insurance Tips for Ottawa Homeowners | Oegema, Nicholson\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"8587\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tName*\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Enter Your Name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEmail*\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Enter Your Email\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-phone elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-phone\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPhone*\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[phone]\" id=\"form-field-phone\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Enter Your Phone Number\" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-method_of_contact elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-method_of_contact\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPreferred Method of Contact?*\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[method_of_contact]\" id=\"form-field-method_of_contact\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\"Select Method of Contact\">Select Method of Contact<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Phone\">Phone<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Email\">Email<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-insurance_type elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-insurance_type\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tInsurance Type*\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[insurance_type]\" id=\"form-field-insurance_type\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\"\">Select Insurance Type <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Home Insurance\">Home Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Auto Insurance\">Auto Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Tenants\/Renters Insurance\">Tenants\/Renters Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Business Insurance\">Business Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Commercial Auto Insurance\">Commercial Auto Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Recreational Vehicle Insurance\">Recreational Vehicle Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Professional Liability Insurance\">Professional Liability Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Other\">Other<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-message elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-message\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tQuestions\/Comments\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-sm\" name=\"form_fields[message]\" id=\"form-field-message\" rows=\"3\" placeholder=\"Enter Questions\/Comments\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-hidden elementor-field-group elementor-column elementor-field-group-utm_source elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"hidden\" name=\"form_fields[utm_source]\" id=\"form-field-utm_source\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-hidden elementor-field-group elementor-column elementor-field-group-utm_medium elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"hidden\" name=\"form_fields[utm_medium]\" id=\"form-field-utm_medium\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-hidden elementor-field-group elementor-column elementor-field-group-utm_campaign elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"hidden\" name=\"form_fields[utm_campaign]\" id=\"form-field-utm_campaign\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-hidden elementor-field-group elementor-column elementor-field-group-utm_term elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"hidden\" name=\"form_fields[utm_term]\" id=\"form-field-utm_term\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-hidden elementor-field-group elementor-column elementor-field-group-utm_content elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"hidden\" name=\"form_fields[utm_content]\" id=\"form-field-utm_content\" class=\"elementor-field elementor-size-sm  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-recaptcha_v3 elementor-field-group elementor-column elementor-field-group-field_5ab78ae elementor-col-100 recaptcha_v3-bottomright\">\n\t\t\t\t\t<div class=\"elementor-field\" id=\"form-field-field_5ab78ae\"><div class=\"elementor-g-recaptcha\" data-sitekey=\"6LeZWLcrAAAAAFV_99iR11XefwDrz_VKLKTWBqul\" data-type=\"v3\" data-action=\"Form\" data-badge=\"bottomright\" data-size=\"invisible\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\"><path d=\"M1.0407 16.207L15.6546 1.59302M15.6546 1.59302L1.85259 1.59302M15.6546 1.59302L15.6546 15.3951\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Send Message<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home-Based Business Insurance in Ottawa Running a business from your home is smart. Assuming your home insurance covers it is a risk you cannot afford to take. Oegema, Nicholson &amp; Associates helps Ottawa home-based business owners find the right coverage so your work, your equipment, and your home are all protected. Get A Free Quote [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-17858","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/pages\/17858","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/comments?post=17858"}],"version-history":[{"count":88,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/pages\/17858\/revisions"}],"predecessor-version":[{"id":18011,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/pages\/17858\/revisions\/18011"}],"wp:attachment":[{"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/media?parent=17858"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}