{"id":8404,"date":"2015-05-07T11:45:00","date_gmt":"2015-05-07T11:45:00","guid":{"rendered":"https:\/\/301webdemo.com\/oegema\/?p=8404"},"modified":"2026-02-06T05:12:23","modified_gmt":"2026-02-06T05:12:23","slug":"why-to-use-an-insurance-broker","status":"publish","type":"post","link":"https:\/\/www.ona.ca\/blog\/why-to-use-an-insurance-broker\/","title":{"rendered":"Why to Use an Insurance Broker"},"content":{"rendered":"\t\t
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Whether you\u2019re looking to insure your home, your car, your business, or almost anything else you can think of, an\u00a0insurance broker<\/a>\u00a0can help guide you and advocate for your best interests. Having said that, some people may be unclear about the difference between an insurance broker, like those you\u2019ll find at Oegema, Nicholson & Associates, and a corporate insurance agent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Broker and Insurance Agent \u2013 What\u2019s the Difference?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The differentiation is actually quite simple.\u00a0Brokers<\/i>\u00a0work for their customers to find the best options for them. They work\u00a0with\u00a0<\/i>several insurance companies, but not\u00a0for<\/i>\u00a0the insurance companies \u2013 they are independent, and essentially, shop around on behalf of their clients. They are paid a commission from the company they end up buying the insurance through \u2014 not you, the client \u2014 so there\u2019s no extra incentive for them to favour one company over another, just incentive to find the best policy for their customers. An\u00a0insurance agent<\/i>\u00a0works for one particular insurance company, so they are not really there to work on behalf of their clients to find the best rates and options for their clients; instead, they\u2019re working on behalf of their company to sell their company\u2019s insurance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Why to Use an Insurance Broker<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Here are some reasons that many people prefer dealing with a broker to dealing with a specific insurance company.\u00a0Relationships & Trust.\u00a0<\/b>As brokers, we take the time to get to know our customers on a personal level, and make every effort to understand their unique, individual needs. You can always put your trust in a licensed insurance broker, and know that they have your best interests in mind with any recommendations they make.\u00a0Knowledge & Options.\u00a0<\/b>Insurance brokers are licensed professionals who have devoted years to learning their industry and have extensive education. They are there to guide you through the process of purchasing insurance, while providing advice and recommendations towards what best suits your needs. They also have access to many insurers in Canada that do not sell directly to the public. Their unique combination of information and knowledge, familiarity, and connectedness allow them to be big assets for their clients.\u00a0It\u2019s nice having someone on your side.\u00a0<\/b>Think of your insurance broker as your advocate. If the time comes to make a claim for you, they will do everything in their power, using their contacts and know-how, to get you your payment.\u00a0It\u2019s easy and doesn\u2019t cost you any extra.\u00a0<\/b>Because the insurance companies know that a broker has done their due diligence and is unlikely to\u00a0under<\/i>-insure a client (as individuals might be more likely to do for themselves), brokers are often offered lowered premiums on behalf of their client.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Your Trusted Insurance Broker in Ottawa & Eastern Ontario<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Count on Oegema, Nicholson & Associates for your insurance needs in Ottawa and Eastern Ontario. Our many years of industry experience are built on a foundation of trust and relationships \u2014 both with our clients, and the insurance companies. That gives us an advantage when negotiating your insurance policy, ensuring you get the coverage that you deserve, and nothing less.\u00a0Contact your local insurance broker<\/a>\u00a0for more information today. Thanks for reading, The ONA Team.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Whether you\u2019re looking to insure your home, your car, your business, or almost anything else you can think of, an insurance broker can help guide you and advocate for your best interests.<\/p>\n","protected":false},"author":4,"featured_media":8411,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30],"tags":[59,60,61,62,63,42],"class_list":["post-8404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance-advice","tag-car-insurance","tag-home-insurance","tag-insurance-agent","tag-insurance-broker","tag-insurance-broker-vs-insurance-agent","tag-ona-insurance"],"_links":{"self":[{"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/posts\/8404","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/comments?post=8404"}],"version-history":[{"count":5,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/posts\/8404\/revisions"}],"predecessor-version":[{"id":8422,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/posts\/8404\/revisions\/8422"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/media\/8411"}],"wp:attachment":[{"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/media?parent=8404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/categories?post=8404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/tags?post=8404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}