{"id":9195,"date":"2015-09-09T08:54:22","date_gmt":"2015-09-09T08:54:22","guid":{"rendered":"https:\/\/301webdemo.com\/oegema\/?p=9195"},"modified":"2026-05-16T10:31:18","modified_gmt":"2026-05-16T10:31:18","slug":"new-car-buying-finance-insurance-broker","status":"publish","type":"post","link":"https:\/\/www.ona.ca\/blog\/new-car-buying-finance-insurance-broker\/","title":{"rendered":"Tips for New Car Buying: Financial Management, Insurance &amp; More"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9195\" class=\"elementor elementor-9195\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-260ad659 e-flex e-con-boxed e-con e-parent\" data-id=\"260ad659\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-df196c8 elementor-widget elementor-widget-text-editor\" data-id=\"df196c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Apart from purchasing a home, a new car is one of the bigger purchases that many people make during their adult lives. And buying a car certainly has big financial management and insurance components to it, something that we specialize in as your\u00a0<a title=\"Ottawa Insurance Brokers - Eastern Ontario\" href=\"https:\/\/www.ona.ca\/\">local insurance brokers<\/a>\u00a0here at Oegema, Nicholson &amp; Associates. The car buying process can be stressful, but with some preparation and advance legwork, you can greatly minimize the worry. Here are some suggestions on making the process as painless as possible.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d57dd02 elementor-widget elementor-widget-image\" data-id=\"d57dd02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"626\" height=\"417\" src=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/06\/Inner-image-21.webp\" class=\"attachment-large size-large wp-image-9204\" alt=\"Car Buying Tips - Oegema, Nicholson &amp; Associates\" srcset=\"https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/06\/Inner-image-21.webp 626w, https:\/\/www.ona.ca\/wp-content\/uploads\/2025\/06\/Inner-image-21-300x200.webp 300w\" sizes=\"(max-width: 626px) 100vw, 626px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cdda3f elementor-widget elementor-widget-heading\" data-id=\"1cdda3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Choosing a Vehicle:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13cac78 elementor-widget elementor-widget-text-editor\" data-id=\"13cac78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<article class=\"content blog col-md-8\"><article class=\"blog_posts listing\"><div class=\"cnt-wrapper\"><p class=\"excerpt\">When you\u2019re beginning the process, take your time to do some research. If you have an idea of the segment of car you\u2019re looking to purchase (e.g. 4-door sedan, compact SUV, etc.), compare multiple models. You may find pay-sites like\u00a0<a href=\"https:\/\/www.consumerreports.org\/\" target=\"_blank\" rel=\"noopener\">Consumer Reports<\/a>\u00a0to be a useful investment, but there are a lot of free resources out there as well.<\/p><\/div><\/article><\/article><aside class=\"sidebar col-md-4\"><section class=\"widget-odd widget-last widget-first widget-1 tab-box\"><\/section><\/aside>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c0ff7f elementor-widget elementor-widget-heading\" data-id=\"5c0ff7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Finding a dealer:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7712aef elementor-widget elementor-widget-text-editor\" data-id=\"7712aef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<article class=\"content blog col-md-8\"><article class=\"blog_posts listing\"><div class=\"cnt-wrapper\"><p class=\"excerpt\">If this is not your \u201cfirst trip to the rodeo\u201d and you\u2019ve bought a car through a dealership before, you might feel that it was an unpleasant experience. As in many industries, the Internet has given consumers a lot more power in terms of sharing reviews and information about car dealerships. Use these resources, as well as feedback from any friends, family or colleagues to gather some insight on their own personal experiences.<\/p><\/div><\/article><\/article><aside class=\"sidebar col-md-4\"><section class=\"widget-odd widget-last widget-first widget-1 tab-box\"><\/section><\/aside>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c209dc elementor-widget elementor-widget-heading\" data-id=\"1c209dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Finding a bargain:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3884d41 elementor-widget elementor-widget-text-editor\" data-id=\"3884d41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<article class=\"content blog col-md-8\"><article class=\"blog_posts listing\"><div class=\"cnt-wrapper\"><p class=\"excerpt\">Go to your bank and see if you can be pre-qualified for a car loan. If nothing else, you can then take this to the dealership to see if they can match or better this offer, giving you a bit of leverage that you wouldn\u2019t otherwise have in financing your automobile. Consider making use of services such as\u00a0<a href=\"https:\/\/carcostcanada.com\/\" target=\"_blank\" rel=\"noopener\">CarCostCanada<\/a>\u00a0or\u00a0<a href=\"https:\/\/unhaggle.com\/\" target=\"_blank\" rel=\"noopener\">Unhaggle<\/a>\u00a0to level the playing field against salespeople. These sites provide you with the dealer invoice price, and get various dealerships bidding for your business. Be prepared to walk out of the dealership if they\u2019re not budging when you suspect they still have some room to move. Car salespeople know that if you walk out the door, you\u2019re not likely to come back. But once they see that you\u2019re serious about leaving the dealership, they might just find a little more wiggle room in their price.<\/p><\/div><\/article><\/article><aside class=\"sidebar col-md-4\"><section class=\"widget-odd widget-last widget-first widget-1 tab-box\"><\/section><\/aside>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a903887 elementor-widget elementor-widget-heading\" data-id=\"a903887\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Consider the insurance implications of your choice:\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aaa6547 elementor-widget elementor-widget-text-editor\" data-id=\"aaa6547\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<article class=\"content blog col-md-8\"><article class=\"blog_posts listing\"><div class=\"cnt-wrapper\"><p class=\"excerpt\">Don\u2019t forget to have a look at how certain cars are treated by auto insurance companies. That flashy sports car may be calling to you, but it may end up costing a lot more to insure than an everyday sedan, even if the purchase price of the vehicle is similar. Rely on the expertise of a\u00a0<a href=\"https:\/\/www.ona.ca\/car-insurance-ottawa\/\">car insurance broker<\/a>\u00a0such as our team here at Oegema, Nicholson &amp; Associates to help guide your insurance decision. In the end, you want to be comfortable in your decision, and make the buying process as comfortable as possible. Keep these tips in mind, and consult with your\u00a0<a title=\"Contact Insurance Broker - Ottawa, Eastern Ontario\" href=\"https:\/\/www.ona.ca\/contact-us\/\">local insurance experts<\/a>\u00a0at ONA to broker the best insurance options for your needs.<\/p><\/div><\/article><\/article><aside class=\"sidebar col-md-4\"><section class=\"widget-odd widget-last widget-first widget-1 tab-box\"><\/section><\/aside>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Apart from purchasing a home, a new car is one of the bigger purchases that many people make during their adult lives. And buying a car certainly has big financial management and insurance components to it.<\/p>\n","protected":false},"author":4,"featured_media":9200,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29,30],"tags":[],"class_list":["post-9195","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-planning","category-insurance-advice"],"_links":{"self":[{"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/posts\/9195","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/comments?post=9195"}],"version-history":[{"count":23,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/posts\/9195\/revisions"}],"predecessor-version":[{"id":18078,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/posts\/9195\/revisions\/18078"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/media\/9200"}],"wp:attachment":[{"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/media?parent=9195"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/categories?post=9195"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ona.ca\/wp-json\/wp\/v2\/tags?post=9195"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}